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PSFE

Paysafe Limited

PSFE

Paysafe Limited • NYSE
$7.69 ▲ 3.64% (+0.27)
Market Cap $452.53 M
52w High $24.11
52w Low $6.43
Dividend Yield 0%
P/E -3.63
Volume 554.82K
Outstanding Shares 58.85M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $433.815M ▲ $211.77M ▼ $-87.675M ▼ -20.21% ▼ $-1.52 ▼ $107.775M ▲
Q2-2025 $428.218M ▲ $217.484M ▲ $-50.132M ▼ -11.707% ▼ $-0.85 ▼ $95.581M ▲
Q1-2025 $401M ▼ $216.5M ▲ $-19.472M ▼ -4.856% ▼ $-0.33 ▼ $92.636M ▼
Q4-2024 $420.07M ▼ $207.094M ▼ $33.511M ▲ 7.977% ▲ $0.55 ▲ $98.264M ▼
Q3-2024 $427.103M $214.641M $-12.977M -3.038% $-0.21 $105.554M

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $248.557M ▼ $4.689B ▼ $3.979B ▼ $710.415M ▼
Q2-2025 $266.082M ▲ $4.907B ▲ $4.1B ▲ $806.918M ▼
Q1-2025 $234.339M ▲ $4.713B ▼ $3.852B ▼ $861.885M ▼
Q4-2024 $216.683M ▼ $4.809B ▼ $3.93B ▼ $879.261M ▲
Q3-2024 $241.381M $4.922B $4.045B $877.024M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $-87.675M ▼ $69.179M ▲ $-39.281M ▼ $-119.05M ▼ $-92.676M ▼ $34.994M ▲
Q2-2025 $-50.132M ▼ $39.586M ▼ $-38.366M ▼ $10.773M ▲ $89.38M ▲ $4.169M ▼
Q1-2025 $-19.472M ▼ $52.479M ▼ $-23.893M ▲ $-177.074M ▼ $-109.344M ▼ $25.258M ▼
Q4-2024 $33.511M ▲ $58.895M ▼ $-37.015M ▼ $51.124M ▲ $4.5M ▼ $25.466M ▼
Q3-2024 $-12.977M $81.934M $-29.557M $-85.801M $24.689M $78.727M

Five-Year Company Overview

Income Statement

Income Statement Paysafe’s revenue has grown steadily over the last five years, but at a moderate pace rather than rapid expansion. Profitability has been choppy: the company went through a period of heavy losses a few years ago, but has since moved much closer to break-even, with only a slim profit recently. Operating earnings have stayed positive, which suggests the core business has economic value, but past write-downs and one-off items have made the headline results volatile. Overall, the trend is from large losses toward modest profitability, but with a history that shows earnings can swing sharply.

Balance Sheet

Balance Sheet The balance sheet shows a company that is still quite leveraged. Total assets have shrunk over time, likely reflecting write-downs, divestments, or a tightening of the business footprint. Debt has come down, but it remains high relative to the size of the company and to shareholders’ equity, which has been significantly reduced compared with earlier years. This mix suggests Paysafe has made progress in cleaning up its finances but still carries a meaningful debt load and a relatively thin equity cushion, leaving less room for major shocks.

Cash Flow

Cash Flow Paysafe consistently generates positive cash flow from its operations, which is an encouraging sign for a payments business. Free cash flow has been positive but not especially large, reflecting stable but not explosive cash generation. Capital spending needs are moderate, so most of the operating cash can, in principle, go toward debt service, selective investment, or strengthening the balance sheet. In short, cash flows look healthier and more stable than the income statement might suggest at first glance, but they still need to be carefully managed given the level of debt.

Competitive Edge

Competitive Edge Paysafe occupies a specialized corner of the payments world rather than trying to be a broad, mass-market player like some larger peers. Its strength lies in deep expertise in high-risk and regulated areas such as online gambling and digital entertainment, where its Skrill and Neteller wallets are well-known brands. The company also differentiates itself through cash-based online payment solutions and a global platform that handles complex regulatory environments. This specialization gives it a defensible niche, but also concentrates its exposure to regulatory changes, competition in iGaming, and shifts in how these specific industries handle payments.

Innovation and R&D

Innovation and R&D Innovation at Paysafe is focused on its cloud-based, unified payments platform and its digital wallets, enabling merchants to plug into many payment methods through a single connection. The company emphasizes mobile-first experiences, real-time analytics, and advanced fraud and security tools, which are increasingly essential in fintech. It is also leaning into areas like real-time payments, open banking, and data-driven optimization, supported by past acquisitions in Europe and Latin America. The main balancing act is continuing to invest in these technologies and new products while also managing leverage and integration risks from its expansion.

Summary

Paysafe today looks like a more disciplined and focused business than it did a few years ago: revenue is steadily growing, large losses have narrowed to roughly breakeven results, and cash flows are consistently positive. At the same time, the company still carries notable financial baggage in the form of high leverage and reduced equity, reflecting a history of write-downs and restructuring. Its competitive edge comes from specialization in complex, regulated verticals, strong niche wallet brands, and differentiated eCash solutions, supported by a modern, unified tech platform. Future performance will likely hinge on how well it can deepen its position in high-growth areas like North American iGaming and open banking, while keeping debt in check and coping with regulatory and competitive pressures in its chosen niches.

NEWS

November 24, 2025 · 4:00 AM UTC

Paysafe Enables Brazilian Gamers to Pay for Boosteroid by Pix

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November 22, 2025 · 11:35 AM UTC

Bragar Eagel & Squire, P.C. Launches Investigations into Paysafe and StubHub and Encourages Investors to Contact the Firm

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November 20, 2025 · 8:00 PM UTC

Paysafe Limited INVESTIGATION: Kirby McInerney LLP Announces Investigation Into Potential Securities Fraud on behalf of Investors (PSFE)

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November 20, 2025 · 3:30 PM UTC

Securities Fraud Investigation Into Paysafe Limited (PSFE) Announced – Shareholders Who Lost Money Urged To Contact Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm

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November 20, 2025 · 9:00 AM UTC

Paysafe Limited (PSFE) Shareholders Who Lost Money – Contact Law Offices of Howard G. Smith About Securities Fraud Investigation

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