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PSFE-WT

Paysafe Limited

PSFE-WT

Paysafe Limited • NYSE
$0.07 ▲ 1.42% (+0.00)
Market Cap $2.70 B
52w High $0.11
52w Low $0.01
Dividend Yield 0%
P/E -0.1
Volume 24.71K
Outstanding Shares 38.37B

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $433.815M ▲ $211.77M ▼ $-87.675M ▼ -20.21% ▼ $-1.52 ▼ $107.775M ▲
Q2-2025 $428.218M ▲ $217.484M ▲ $-50.132M ▼ -11.707% ▼ $-0.85 ▼ $95.581M ▲
Q1-2025 $401M ▼ $216.5M ▲ $-19.472M ▼ -4.856% ▼ $-0.33 ▼ $92.636M ▼
Q4-2024 $420.07M ▼ $207.094M ▼ $33.511M ▲ 7.977% ▲ $0.55 ▲ $98.264M ▼
Q3-2024 $427.103M $214.641M $-12.977M -3.038% $-0.21 $105.554M

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $248.557M ▼ $4.689B ▼ $3.979B ▼ $710.415M ▼
Q2-2025 $266.082M ▲ $4.907B ▲ $4.1B ▲ $806.918M ▼
Q1-2025 $234.339M ▲ $4.713B ▼ $3.852B ▼ $861.885M ▼
Q4-2024 $216.683M ▼ $4.809B ▼ $3.93B ▼ $879.261M ▲
Q3-2024 $241.381M $4.922B $4.045B $877.024M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $-87.675M ▼ $69.179M ▲ $-39.281M ▼ $-119.05M ▼ $-92.676M ▼ $34.994M ▲
Q2-2025 $-50.132M ▼ $39.586M ▼ $-38.366M ▼ $10.773M ▲ $89.38M ▲ $4.169M ▼
Q1-2025 $-19.472M ▼ $52.479M ▼ $-23.893M ▲ $-177.074M ▼ $-109.344M ▼ $25.258M ▼
Q4-2024 $33.511M ▲ $58.895M ▼ $-37.015M ▼ $51.124M ▲ $4.5M ▼ $25.466M ▼
Q3-2024 $-12.977M $81.934M $-29.557M $-85.801M $24.689M $78.727M

Five-Year Company Overview

Income Statement

Income Statement Paysafe shows steady, if not spectacular, revenue growth over the past few years, suggesting a fairly resilient core business. Profitability, however, has been choppy. The company went through a very weak year with heavy losses earlier in the period, but has since worked its way back toward roughly breakeven and most recently into only a very slim profit. Operating results are positive but not robust, which means the business model works but leaves little room for error. The overall story is one of gradual repair and stabilization after a difficult year, with improving margins but still a narrow cushion.

Balance Sheet

Balance Sheet The balance sheet reflects a business that is still quite leveraged and in the middle of a slow cleanup phase. Total assets have drifted down as the company has shrunk and streamlined, while debt remains sizable relative to the company’s equity base. Equity dropped sharply earlier in the period when large losses hit and has not fully recovered, leaving a capital structure that leans heavily on borrowed money. Cash on hand is modest rather than abundant, so financial flexibility is there but not generous. Overall, the balance sheet is serviceable, but leverage remains a key risk to monitor.

Cash Flow

Cash Flow Despite bumpy earnings, Paysafe has consistently generated positive cash from its operations, which is an important strength. Free cash flow has stayed in the black, even if it is not large, helped by relatively modest investment needs. There was one standout year with unusually strong cash generation that has since normalized back to more typical levels. The pattern suggests a business that can support itself and invest selectively, but does not yet throw off large excess cash relative to its obligations. Stability is a plus, but there is limited room for aggressive expansion or missteps without tighter cash pressure.

Competitive Edge

Competitive Edge Paysafe’s competitive position is built on specialization rather than sheer scale. It is deeply embedded in complex, high-growth niches like online gaming and digital entertainment, where regulatory know-how and tailored solutions matter a lot. Its combination of card processing, digital wallets, and eCash gives it a broad toolkit that many rivals do not match in one package, especially for underserved and cash-preferring customers. Global reach and long-standing brands like Skrill and NETELLER add credibility. Against this, the company still faces intense competition from larger, well-funded payment players and remains exposed to regulatory shifts and concentration in a few key verticals. Its moat is real but focused and must be actively defended.

Innovation and R&D

Innovation and R&D Innovation at Paysafe is mostly about product design, infrastructure modernization, and smart use of data rather than pure lab-style research. Moving core wallets to the cloud, using artificial intelligence for fraud and risk, and building flexible tools like pay-by-link, QR payments, and pay-by-bank show a consistent effort to stay current. The company is also pushing into newly regulated markets like Brazil and expanding its omnichannel capabilities so payments work smoothly both online and in person. Its ability to mine transaction data for insights and risk control is another differentiator. The key question is execution: keeping this pace of innovation in a very fast-moving fintech landscape will be critical to maintaining relevance and pricing power.

Summary

Overall, Paysafe looks like a specialized payments platform that has weathered a very tough patch and is now in a gradual recovery phase. Revenue is trending upward, profitability has moved from deep losses to a slim profit, and cash flow is steady, if not abundant. On the other hand, the balance sheet still carries meaningful debt and a relatively thin equity layer, which leaves the company more sensitive to adverse shocks. Competitively, its strengths in iGaming, digital wallets, and eCash, plus its regulatory expertise, give it a distinct niche versus more generalist payment processors. Future outcomes will hinge on continuing to grow in these specialized verticals, managing regulatory and concentration risks, and steadily strengthening the balance sheet. For a warrant tied to this business, the company’s ability to sustain growth and improve financial resilience over time is especially important, since the value of the warrant ultimately depends on the underlying company’s long-term success.