About Root, Inc.
https://joinroot.comRoot, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website.

CEO
Mahtiyar Bonakdarpour
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-08-15 | Reverse | 1:18 |
ETFs Holding This Stock
Summary
Showing Top 3 of 108
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades
Grade Summary
Showing Top 5 of 5
Price Target
Institutional Ownership

RIBBIT CAPITAL GP IV, LTD.
Shares:1.64M
Value:$119.13M

RIBBIT CAPITAL IV, L.P.
Shares:1.64M
Value:$119.13M

RIBBIT MANAGEMENT COMPANY, LLC
Shares:1.23M
Value:$89.64M
Summary
Showing Top 3 of 199
About Root, Inc.
https://joinroot.comRoot, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $387.8M ▲ | $86.4M ▲ | $-5.4M ▼ | -1.39% ▼ | $-0.35 ▼ | $5M ▼ |
| Q2-2025 | $382.9M ▲ | $79.7M ▼ | $22M ▲ | 5.75% ▲ | $1.36 ▲ | $29.3M ▲ |
| Q1-2025 | $349.4M ▲ | $88.7M ▲ | $18.4M ▼ | 5.27% ▼ | $1.15 ▼ | $25.7M ▼ |
| Q4-2024 | $326.7M ▲ | $81.5M ▲ | $22.1M ▼ | 6.76% ▼ | $1.38 ▼ | $32.3M ▼ |
| Q3-2024 | $305.7M | $76M | $22.8M | 7.46% | $1.45 | $39.6M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.01B ▲ | $1.64B ▲ | $1.38B ▲ | $265M ▲ |
| Q2-2025 | $964.1M ▲ | $1.59B ▲ | $1.34B ▼ | $244.5M ▲ |
| Q1-2025 | $930.2M ▲ | $1.59B ▲ | $1.36B ▲ | $228.7M ▲ |
| Q4-2024 | $906.1M ▼ | $1.5B ▼ | $1.29B ▼ | $203.7M ▲ |
| Q3-2024 | $949.6M | $1.56B | $1.38B | $181.9M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $-5.4M ▼ | $57.6M ▲ | $-41.6M ▼ | $-4.1M ▲ | $11.9M ▼ | $53.7M ▲ |
| Q2-2025 | $22M ▲ | $52M ▲ | $-3.8M ▲ | $-16.2M ▼ | $32M ▲ | $52M ▲ |
| Q1-2025 | $18.4M ▼ | $26.8M ▼ | $-13.8M ▲ | $-2.8M ▲ | $10.2M ▲ | $24.8M ▼ |
| Q4-2024 | $22.1M ▼ | $69.2M ▲ | $-40.3M ▼ | $-104.4M ▼ | $-75.5M ▼ | $64.8M ▲ |
| Q3-2024 | $22.8M | $49.4M | $-39.8M | $-2M | $7.6M | $47M |

CEO
Mahtiyar Bonakdarpour
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-08-15 | Reverse | 1:18 |
ETFs Holding This Stock
Summary
Showing Top 3 of 108
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades
Grade Summary
Showing Top 5 of 5
Price Target
Institutional Ownership

RIBBIT CAPITAL GP IV, LTD.
Shares:1.64M
Value:$119.13M

RIBBIT CAPITAL IV, L.P.
Shares:1.64M
Value:$119.13M

RIBBIT MANAGEMENT COMPANY, LLC
Shares:1.23M
Value:$89.64M
Summary
Showing Top 3 of 199









