About SB Financial Group, Inc.
https://ir.yourstatebank.comSB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans.

CEO
Mark A. Klein
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-01-20 | Forward | 21:20 |
| 2001-09-19 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 55
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

MANUFACTURERS LIFE INSURANCE COMPANY, THE
Shares:474.95K
Value:$10.26M

CUTLER CAPITAL MANAGEMENT, LLC
Shares:391.68K
Value:$8.46M

VANGUARD GROUP INC
Shares:373.2K
Value:$8.06M
Summary
Showing Top 3 of 84
About SB Financial Group, Inc.
https://ir.yourstatebank.comSB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $23.05M ▼ | $11.5M ▼ | $4.05M ▲ | 17.55% ▲ | $0.64 ▲ | $6.02M ▲ |
| Q2-2025 | $23.52M ▲ | $11.85M ▼ | $3.85M ▲ | 16.38% ▲ | $0.6 ▲ | $5.76M ▲ |
| Q1-2025 | $21.48M ▲ | $12.41M ▲ | $2.16M ▼ | 10.05% ▼ | $0.33 ▼ | $3.53M ▼ |
| Q4-2024 | $21.4M ▲ | $11M | $3.63M ▲ | 16.98% ▲ | $0.56 ▲ | $5.44M ▲ |
| Q3-2024 | $20.67M | $11M | $2.35M | 11.39% | $0.35 | $4.03M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $131.34M ▼ | $1.5B ▲ | $1.36B ▲ | $136.94M ▲ |
| Q2-2025 | $246.84M ▼ | $1.49B ▼ | $1.35B ▼ | $133.65M ▲ |
| Q1-2025 | $276.37M ▲ | $1.5B ▲ | $1.37B ▲ | $131.53M ▲ |
| Q4-2024 | $199.25M ▼ | $1.38B ▼ | $1.25B ▼ | $127.51M ▼ |
| Q3-2024 | $262.56M | $1.39B | $1.26B | $132.84M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $4.05M ▲ | $12.69M ▲ | $-12.21M ▼ | $5.08M ▲ | $5.56M ▲ | $12.24M ▲ |
| Q2-2025 | $3.85M ▲ | $-3.63M ▼ | $-1.95M ▼ | $-20.11M ▼ | $-25.68M ▼ | $-4.15M ▼ |
| Q1-2025 | $2.16M ▼ | $6.7M ▲ | $9.17M ▲ | $63.34M ▲ | $79.22M ▲ | $5.78M ▲ |
| Q4-2024 | $3.63M ▲ | $5.96M ▲ | $-14.09M ▲ | $-15.29M ▼ | $-23.42M ▼ | $5.67M ▲ |
| Q3-2024 | $2.35M | $3.62M | $-18.59M | $42.34M | $27.36M | $3.23M |
Revenue by Products
| Product | Q1-2013 | Q2-2013 | Q3-2013 | Q4-2013 |
|---|---|---|---|---|
All Other Segments | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
All Segments | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $0 ▼ |
Data Processing | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Intersegment Elimination | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Operating Segments | $10.00M ▲ | $10.00M ▲ | $10.00M ▲ | $0 ▼ |

CEO
Mark A. Klein
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2022-01-20 | Forward | 21:20 |
| 2001-09-19 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 55
Ratings Snapshot
Rating : A-
Price Target
Institutional Ownership

MANUFACTURERS LIFE INSURANCE COMPANY, THE
Shares:474.95K
Value:$10.26M

CUTLER CAPITAL MANAGEMENT, LLC
Shares:391.68K
Value:$8.46M

VANGUARD GROUP INC
Shares:373.2K
Value:$8.06M
Summary
Showing Top 3 of 84




