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SEVN

Seven Hills Realty Trust

SEVN

Seven Hills Realty Trust • NASDAQ
$8.76 ▲ 0.11% (+0.01)
Market Cap $131.97 M
52w High $13.97
52w Low $8.62
Dividend Yield 1.26%
P/E 8.42
Volume 71.24K
Outstanding Shares 15.07M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $7.092M ▲ $1.295M ▼ $3.43M ▲ 48.364% ▲ $0.23 ▲ $10.426M ▲
Q2-2025 $6.481M ▼ $2.686M ▲ $2.678M ▼ 41.321% ▼ $0.18 ▼ $0 ▼
Q1-2025 $7.594M ▲ $2.06M ▲ $4.532M ▼ 59.679% ▼ $0.3 ▼ $12.26M ▲
Q4-2024 $6.523M ▼ $1.638M ▲ $4.695M ▲ 71.976% ▲ $0.33 ▲ $-1.291M ▼
Q3-2024 $8.857M $1.011M $3.479M 39.28% $0.23 $0

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $77.495M ▲ $700.844M ▲ $434.363M ▲ $266.481M ▼
Q2-2025 $45.951M ▲ $687.383M ▼ $420.363M ▼ $267.02M ▼
Q1-2025 $41.637M ▼ $714.402M ▲ $445.457M ▲ $268.945M ▼
Q4-2024 $70.75M ▼ $692.808M ▲ $423.53M ▲ $269.278M ▼
Q3-2024 $82.197M $652.576M $383.07M $269.506M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $3.43M ▲ $3.165M ▼ $20.1M ▼ $8.279M ▲ $31.544M ▲ $3.165M ▼
Q2-2025 $2.678M ▼ $4.977M ▲ $29.48M ▲ $-30.143M ▼ $4.314M ▲ $4.977M ▲
Q1-2025 $4.532M ▼ $3.686M ▼ $-49.901M ▲ $17.102M ▼ $-29.113M ▼ $3.686M ▼
Q4-2024 $4.971M ▲ $3.841M ▼ $-52.279M ▼ $36.991M ▲ $-11.447M ▼ $3.841M ▼
Q3-2024 $3.479M $7.3M $53.125M $-47.831M $12.594M $7.3M

Five-Year Company Overview

Income Statement

Income Statement Seven Hills looks like a small, focused lender that has largely found its footing after a rough year earlier in the decade. Revenue and core profits have been steady rather than fast‑growing, which is typical for a mortgage REIT. The business has been consistently profitable in recent years, but earnings per share have drifted down from their peak, suggesting some pressure on spreads, funding costs, or credit costs. Overall, the income statement tells a story of a niche lender that is earning money, but not on a strong growth trajectory and still exposed to swings in the commercial real estate and interest‑rate cycles.

Balance Sheet

Balance Sheet The balance sheet shows a loan book that has grown meaningfully from earlier levels and is now funded with a sizable amount of debt. Equity has been fairly stable, which points to a steady but not rapidly expanding franchise. Cash on hand looks reasonable but not overly conservative for a mortgage REIT, so the company depends on continued access to funding markets. The leverage profile appears typical for the business model, but it leaves the company sensitive to changes in credit conditions, collateral values, and the cost of borrowing.

Cash Flow

Cash Flow Cash generation from operations has been positive but modest, roughly in line with reported profits, and free cash flow essentially mirrors operating cash flow because the business is not capital‑intensive. This is normal for a lender, where capital is tied up in loans rather than in physical assets. There was one standout year with unusually strong cash inflow, which looks more like a one‑off event than a new baseline. Overall, cash flows appear stable but thin, implying that the company relies on external financing and disciplined capital management rather than large internal cash surpluses.

Competitive Edge

Competitive Edge Seven Hills occupies a narrow but distinct niche: first mortgage loans to middle‑market and transitional commercial real estate. Its main edge is not size or brand, but its relationship with The RMR Group. That link gives it access to broader market intelligence, deal flow, and a seasoned underwriting team, which can be a real advantage in assessing complex, transitional properties. At the same time, the company is small and concentrated compared with larger diversified lenders, so it has less room to absorb sector‑wide downturns. Dependence on a single external manager is both a strength, in terms of expertise and infrastructure, and a structural risk if that relationship were ever to weaken or misalign.

Innovation and R&D

Innovation and R&D Seven Hills does not compete on traditional research and development or proprietary technology. Instead, its “innovation” is mainly process‑driven and flows through The RMR Group’s investments in data, analytics, and a unified real estate platform. This can help with better underwriting, portfolio monitoring, and risk management, even if it is not unique to Seven Hills alone. The company may indirectly benefit as RMR experiments with tools like advanced analytics, proptech integrations, and other digital improvements, but there is no evidence of breakthrough, standalone technology at the Seven Hills level. Its edge is informed lending rather than tech disruption.

Summary

Overall, Seven Hills Realty Trust appears to be a specialized mortgage REIT with steady but modest profitability, a typical leveraged balance sheet for its sector, and dependable but not abundant cash flow. Its most distinctive feature is the strategic tie to The RMR Group, which provides expertise, deal sourcing, and operational support that many similarly sized lenders lack. In return, the business accepts concentration in a cyclical niche—middle‑market and transitional commercial real estate—and meaningful exposure to funding and credit conditions. Future outcomes will likely hinge on credit quality in the loan book, the interest‑rate environment, and how effectively the RMR partnership continues to translate market insight into disciplined, well‑structured loans.

NEWS

November 21, 2025 · 8:00 AM UTC

Seven Hills Realty Trust Deploys $101.3 Million Across Three New Loan Investments

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October 30, 2025 · 8:30 AM UTC

Seven Hills Realty Trust Announces Rights Offering

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October 27, 2025 · 4:15 PM UTC

Seven Hills Realty Trust Announces Third Quarter 2025 Results

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October 9, 2025 · 8:00 AM UTC

Seven Hills Realty Trust Announces Quarterly Dividend on Common Shares

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September 29, 2025 · 4:15 PM UTC

Seven Hills Realty Trust Third Quarter 2025 Conference Call Scheduled for Tuesday, October 28th

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