About SLM Corporation
https://www.salliemae.comSLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans.

CEO
Jonathan W. Witter
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-05-01 | Forward | 1399:500 |
| 2003-06-23 | Forward | 3:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 253
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades

TD Cowen
Buy

Jefferies
Buy

RBC Capital
Outperform

Wells Fargo
Overweight

Barclays
Overweight

Morgan Stanley
Equal Weight
Grade Summary
Showing Top 6 of 9
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:24.39M
Value:$659.47M

BLACKROCK, INC.
Shares:19.38M
Value:$524.11M

BLACKROCK INC.
Shares:19.19M
Value:$518.95M
Summary
Showing Top 3 of 544
About SLM Corporation
https://www.salliemae.comSLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $830.29M ▲ | $180.4M ▲ | $135.85M ▲ | 16.36% ▲ | $0.64 ▲ | $190.69M ▲ |
| Q2-2025 | $683.53M ▼ | $167.24M ▲ | $71.27M ▼ | 10.43% ▼ | $0.32 ▼ | $92.5M ▼ |
| Q1-2025 | $862.13M ▲ | $154.61M ▲ | $304.54M ▲ | 35.32% ▲ | $1.43 ▲ | $408.09M ▲ |
| Q4-2024 | $689.15M ▲ | $149.63M ▼ | $111.55M ▲ | 16.19% ▲ | $0.51 ▲ | $132.5M ▲ |
| Q3-2024 | $677.16M | $172.02M | $-45.15M | -6.67% | $-0.23 | $-54.12M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $3.54B ▼ | $29.61B ▲ | $27.26B ▲ | $2.34B ▼ |
| Q2-2025 | $4.09B ▲ | $29.6B ▲ | $27.23B ▲ | $2.37B ▼ |
| Q1-2025 | $3.7B ▼ | $28.9B ▼ | $26.5B ▼ | $2.4B ▲ |
| Q4-2024 | $4.7B ▲ | $30.07B ▲ | $27.91B ▲ | $2.16B ▲ |
| Q3-2024 | $4.54B | $30.01B | $27.88B | $2.13B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $135.85M ▲ | $-52.77M ▲ | $-251.34M ▼ | $-220.62M ▼ | $-525.01M ▼ | $-52.77M ▲ |
| Q2-2025 | $71.27M ▼ | $-138.73M ▲ | $-34.99M ▼ | $561.39M ▲ | $387.67M ▲ | $-138.73M ▲ |
| Q1-2025 | $304.54M ▲ | $-146.05M ▼ | $496.93M ▲ | $-1.36B ▼ | $-1.01B ▼ | $-146.05M ▼ |
| Q4-2024 | $111.55M ▲ | $4.54M ▲ | $268.67M ▲ | $-59.47M ▼ | $213.74M ▲ | $4.54M ▲ |
| Q3-2024 | $-45.15M | $-113.42M | $-1.81B | $1.18B | $-744.15M | $-113.42M |
Revenue by Products
| Product | Q2-2013 | Q4-2013 | Q3-2013 | Q1-2014 |
|---|---|---|---|---|
Business Services | $200.00M ▲ | $170.00M ▼ | $170.00M ▲ | $170.00M ▲ |
Consumer Lending | $10.00M ▲ | $0 ▼ | $10.00M ▲ | $0 ▼ |
Core Earnings | $90.00M ▲ | $70.00M ▼ | $80.00M ▲ | $60.00M ▼ |
Ffelp Loans | $20.00M ▲ | $20.00M ▲ | $20.00M ▲ | $10.00M ▼ |

CEO
Jonathan W. Witter
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-05-01 | Forward | 1399:500 |
| 2003-06-23 | Forward | 3:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 253
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades

TD Cowen
Buy

Jefferies
Buy

RBC Capital
Outperform

Wells Fargo
Overweight

Barclays
Overweight

Morgan Stanley
Equal Weight
Grade Summary
Showing Top 6 of 9
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:24.39M
Value:$659.47M

BLACKROCK, INC.
Shares:19.38M
Value:$524.11M

BLACKROCK INC.
Shares:19.19M
Value:$518.95M
Summary
Showing Top 3 of 544




