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SLRC

SLR Investment Corp.

SLRC

SLR Investment Corp. • NASDAQ
$15.93 ▲ 0.31% (+0.05)
Market Cap $869.06 M
52w High $17.94
52w Low $13.64
Dividend Yield 1.64%
P/E 9.6
Volume 100.10K
Outstanding Shares 54.55M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q3-2025 $45.291M ▲ $3.302M ▲ $23.305M ▼ 51.456% ▼ $0.43 ▼ $23.305M ▼
Q2-2025 $43.379M ▲ $2.405M ▲ $24.232M ▲ 55.861% ▲ $0.44 ▲ $24.232M ▲
Q1-2025 $37.96M ▼ $2.194M ▲ $19.926M ▼ 52.492% ▼ $0.37 ▼ $19.926M ▼
Q4-2024 $40.719M ▼ $1.926M ▼ $22.609M ▲ 55.524% ▲ $0.41 ▲ $22.609M ▲
Q3-2024 $43.502M $2.54M $22.049M 50.685% $0.4 $22.049M

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q3-2025 $394.451M ▲ $2.53B ▼ $1.537B ▼ $993.287M ▲
Q2-2025 $372.781M ▼ $2.537B ▲ $1.545B ▲ $992.349M ▲
Q1-2025 $467.005M ▲ $2.503B ▲ $1.512B ▲ $990.485M ▼
Q4-2024 $414.271M ▲ $2.449B ▲ $1.456B ▲ $992.926M ▲
Q3-2024 $345.633M $2.443B $1.45B $992.685M

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q3-2025 $23.305M ▼ $45.849M ▲ $33.149M ▲ $-57.328M ▼ $21.67M ▲ $45.849M ▲
Q2-2025 $24.232M ▲ $-78.621M ▼ $-126.235M ▼ $110.632M ▲ $-94.224M ▼ $-78.621M ▼
Q1-2025 $19.926M ▼ $68.141M ▼ $0 $-15.407M ▲ $52.734M ▼ $68.141M ▼
Q4-2024 $22.609M ▲ $162.088M ▲ $0 $-93.45M ▼ $68.638M ▲ $162.088M ▲
Q3-2024 $22.049M $136.961M $0 $-76.485M $60.476M $136.961M

Five-Year Company Overview

Income Statement

Income Statement SLR Investment Corp. shows a pattern of steady profitability over the last several years, with earnings generally moving upward rather than bouncing wildly. Revenue and profit both stepped up meaningfully in the more recent years, suggesting that the core lending and fee-generating activities have scaled. Margins look reasonably healthy for a lender, with no obvious signs of sustained stress or large recurring losses. There are some year‑to‑year swings in growth, but the overall picture is of a business that has become more consistently profitable over time, with earnings per share trending higher from earlier, weaker years.

Balance Sheet

Balance Sheet The balance sheet looks fairly solid for a business development company. Total assets have grown over time as the loan book expanded, while shareholders’ equity has stayed broadly stable rather than being eroded. Debt levels have risen compared with earlier years, which is normal for a lender but still something to watch because it means more sensitivity to funding costs and credit cycles. Cash on hand is sizeable relative to the business, giving the company some flexibility to manage its portfolio and funding needs. Overall, leverage is higher than in the past but not obviously excessive, and the capital base appears steady.

Cash Flow

Cash Flow Cash generation has been a bit uneven, with periods of cash outflow followed by a stronger rebound most recently. The latest year shows solid positive operating and free cash flow, a clear improvement versus earlier years when cash flows were occasionally negative. Capital expenditures are negligible, so free cash flow closely tracks operating cash flow, which is what matters most for a financial company like this. The choppiness reflects the nature of lending and portfolio repositioning, but the recent move back into healthy positive territory is an encouraging sign that the portfolio is currently paying its way.

Competitive Edge

Competitive Edge SLR Investment Corp. competes as a specialized lender to middle‑market companies and positions itself as a diversified, “solutions‑oriented” direct lender. Its strengths lie in its focus on senior secured loans, its ability to lend across several niches (cash flow, asset‑based, equipment, life sciences, and lender finance), and its private equity‑style underwriting that emphasizes hands‑on due diligence and capital preservation. The company benefits from long‑standing relationships and a strong sourcing network, which can provide access to proprietary deals outside crowded syndicated markets. However, it operates in a very competitive private credit space, where many players are chasing similar opportunities, so maintaining discipline on pricing and credit standards is critical to preserving this advantage.

Innovation and R&D

Innovation and R&D While SLRC is not a technology or product R&D company, its “innovation” is in how it structures and sources credit. The firm uses a multi‑strategy lending platform, giving it the flexibility to shift focus among different types of loans as market conditions change. It also emphasizes customized financing structures and the ability to provide full‑spectrum capital solutions, which can make it a preferred partner for borrowers. The edge here is largely intellectual and process‑driven—experienced credit teams, underwriting discipline, and specialized expertise in less cyclical industries—rather than any proprietary software or patents. Future innovation is likely to come from expanding specialty finance verticals and further refining underwriting and portfolio management practices, not from traditional R&D spending.

Summary

Putting it all together, SLR Investment Corp. looks like a mature, specialized lender with a reasonably steady earnings profile, a balanced but leveraged balance sheet, and improving cash flow after some uneven years. Its strategy centers on senior secured lending, diversified credit strategies, and disciplined underwriting, which collectively aim to produce resilient income through different parts of the economic cycle. The main opportunities lie in continuing to grow and diversify its lending platforms while using its relationships and expertise to source attractive, less commoditized deals. The main risks relate to credit quality in the portfolio, the higher leverage typical of business development companies, and the highly competitive nature of private credit, all of which could pressure returns if not carefully managed.

NEWS

November 4, 2025 · 4:01 PM UTC

SLR Investment Corp. Announces Quarter Ended September 30, 2025 Financial Results

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October 14, 2025 · 9:04 AM UTC

SLR Capital Partners Welcomes Mac Fowle as President of Asset-Based Lending

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October 1, 2025 · 8:00 AM UTC

SLR Investment Corp. Schedules the Release of its Financial Results for the Quarter Ended September 30, 2025

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