About SmartFinancial, Inc.
https://www.smartbank.comSmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments.
CEO
William Young Carroll Jr.
Compensation Summary
(Year 2021)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2015-09-23 | Reverse | 1:4 |
| 2009-09-16 | Forward | 51:50 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:470.24K
IWM
Weight:0.02%
Shares:366.49K
XSU.TO
Weight:0.02%
Shares:366.49K
Summary
Showing Top 3 of 80
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Raymond James
Strong Buy
Stephens & Co.
Equal Weight
Keefe, Bruyette & Woods
Market Perform
Piper Sandler
Neutral
Grade Summary
Showing Top 4 of 4
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.37M
Value:$52.73M
BLACKROCK, INC.
Shares:1.26M
Value:$48.69M
VANGUARD GROUP INC
Shares:846.98K
Value:$32.7M
Summary
Showing Top 3 of 182
About SmartFinancial, Inc.
https://www.smartbank.comSmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $79.2M ▲ | $29.91M ▼ | $13.69M ▲ | 17.28% ▲ | $0.82 ▲ | $19.47M ▲ |
| Q2-2025 | $78.35M ▲ | $32.57M ▲ | $11.71M ▲ | 14.94% ▼ | $0.7 ▲ | $16.98M ▲ |
| Q1-2025 | $74.97M ▼ | $32.3M ▲ | $11.25M ▲ | 15.01% ▲ | $0.67 ▲ | $16.3M ▲ |
| Q4-2024 | $75.13M ▲ | $32.29M ▲ | $9.64M ▲ | 12.83% ▲ | $0.57 ▲ | $15.08M ▲ |
| Q3-2024 | $73.09M | $30.85M | $9.14M | 12.5% | $0.55 | $13.58M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $926.58M ▲ | $5.78B ▲ | $5.25B ▲ | $538.37M ▲ |
| Q2-2025 | $682.11M ▼ | $5.49B ▲ | $4.97B ▲ | $519.01M ▲ |
| Q1-2025 | $910.63M ▲ | $5.41B ▲ | $4.91B ▲ | $505.83M ▲ |
| Q4-2024 | $684.73M ▼ | $5.28B ▲ | $4.78B ▲ | $491.35M ▲ |
| Q3-2024 | $691.74M | $4.91B | $4.42B | $489.02M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $13.69M ▲ | $16.89M ▲ | $-95.25M ▲ | $270.4M ▲ | $192.03M ▲ | $16.56M ▲ |
| Q2-2025 | $11.71M ▲ | $14.02M ▼ | $-133.37M ▼ | $61.46M ▼ | $-57.89M ▼ | $13.24M ▼ |
| Q1-2025 | $11.25M ▲ | $14.29M ▼ | $-98.98M ▲ | $120.11M ▼ | $35.41M ▼ | $13.36M ▼ |
| Q4-2024 | $9.64M ▲ | $16.68M ▲ | $-183.93M ▼ | $361.9M ▲ | $194.66M ▲ | $15.35M ▲ |
| Q3-2024 | $9.14M | $12.4M | $-160.53M | $-1.79M | $-149.92M | $11.34M |
CEO
William Young Carroll Jr.
Compensation Summary
(Year 2021)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2015-09-23 | Reverse | 1:4 |
| 2009-09-16 | Forward | 51:50 |
ETFs Holding This Stock
VTS.AX
Weight:0.00%
Shares:470.24K
IWM
Weight:0.02%
Shares:366.49K
XSU.TO
Weight:0.02%
Shares:366.49K
Summary
Showing Top 3 of 80
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Raymond James
Strong Buy
Stephens & Co.
Equal Weight
Keefe, Bruyette & Woods
Market Perform
Piper Sandler
Neutral
Grade Summary
Showing Top 4 of 4
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:1.37M
Value:$52.73M
BLACKROCK, INC.
Shares:1.26M
Value:$48.69M
VANGUARD GROUP INC
Shares:846.98K
Value:$32.7M
Summary
Showing Top 3 of 182