About SoFi Technologies, Inc.
https://www.sofi.comSoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans.

CEO
Anthony J. Noto
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 372
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades

Citigroup
Buy

Needham
Buy

Mizuho
Outperform

Barclays
Equal Weight

JMP Securities
Market Perform

UBS
Neutral
Grade Summary
Showing Top 6 of 12
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:107.1M
Value:$2.86B

BLACKROCK, INC.
Shares:62.38M
Value:$1.66B

JPMORGAN CHASE & CO
Shares:46.79M
Value:$1.25B
Summary
Showing Top 3 of 1,001
About SoFi Technologies, Inc.
https://www.sofi.comSoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $1.27B ▲ | $803.85M ▲ | $139.39M ▲ | 10.99% ▲ | $0.12 ▲ | $514.24M ▲ |
| Q2-2025 | $1.13B ▲ | $732.72M ▲ | $97.26M ▲ | 8.61% ▲ | $0.09 ▲ | $168.94M ▲ |
| Q1-2025 | $1.04B ▲ | $686.3M ▲ | $71.12M ▼ | 6.86% ▼ | $0.06 ▼ | $135.06M ▲ |
| Q4-2024 | $1.01B ▲ | $667.32M ▲ | $332.47M ▲ | 32.99% ▲ | $0.32 ▲ | $113.47M ▼ |
| Q3-2024 | $986.16M | $623.93M | $60.74M | 6.16% | $0.05 | $115.65M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $5.64B ▲ | $45.29B ▲ | $36.51B ▲ | $8.78B ▲ |
| Q2-2025 | $4.39B ▲ | $41.11B ▲ | $34.25B ▲ | $6.86B ▲ |
| Q1-2025 | $4.24B ▼ | $37.75B ▲ | $31.07B ▲ | $6.68B ▲ |
| Q4-2024 | $4.34B ▲ | $36.25B ▲ | $29.73B ▲ | $6.53B ▲ |
| Q3-2024 | $3.83B | $34.38B | $28.26B | $6.12B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $139.39M ▲ | $72.94M ▲ | $-2.84B ▼ | $3.8B ▲ | $1.03B ▲ | $9.78M ▲ |
| Q2-2025 | $97.26M ▲ | $-1.47B ▼ | $-1.72B ▼ | $3.19B ▲ | $-1.53M ▼ | $-1.53B ▼ |
| Q1-2025 | $71.12M ▼ | $21.5M ▲ | $-1.44B ▼ | $1.43B ▲ | $6.78M ▲ | $-32.75M ▲ |
| Q4-2024 | $332.47M ▲ | $-200.1M ▲ | $-1.28B ▼ | $1.22B ▼ | $-260.4M ▼ | $-244.33M ▲ |
| Q3-2024 | $60.74M | $-1.17B | $-84M | $1.5B | $238.13M | $-1.22B |
Revenue by Products
| Product | Q3-2024 | Q4-2024 | Q1-2025 | Q3-2025 |
|---|---|---|---|---|
Financial Services Segment | $240.00M ▲ | $670.00M ▲ | $50.00M ▼ | $420.00M ▲ |
Lending Segment | $400.00M ▲ | $1.15Bn ▲ | $410.00M ▼ | $490.00M ▲ |
Technology Platform Segment | $100.00M ▲ | $300.00M ▲ | $100.00M ▼ | $110.00M ▲ |

CEO
Anthony J. Noto
Compensation Summary
(Year 2024)
ETFs Holding This Stock
Summary
Showing Top 3 of 372
Ratings Snapshot
Rating : C+
Most Recent Analyst Grades

Citigroup
Buy

Needham
Buy

Mizuho
Outperform

Barclays
Equal Weight

JMP Securities
Market Perform

UBS
Neutral
Grade Summary
Showing Top 6 of 12
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:107.1M
Value:$2.86B

BLACKROCK, INC.
Shares:62.38M
Value:$1.66B

JPMORGAN CHASE & CO
Shares:46.79M
Value:$1.25B
Summary
Showing Top 3 of 1,001




