About Sapiens International Corporation N.V.
https://www.sapiens.comSapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally.
CEO
Roni Al-Dor
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-06-16 | Reverse | 1:5 |
ETFs Holding This Stock
Summary
Showing Top 3 of 12
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
FIL LTD
Shares:4.26M
Value:$185.23M
BLACKROCK, INC.
Shares:2.13M
Value:$92.37M
HBK INVESTMENTS L P
Shares:1.95M
Value:$84.77M
Summary
Showing Top 3 of 185
About Sapiens International Corporation N.V.
https://www.sapiens.comSapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $152.32M ▲ | $49.55M ▲ | $14.3M ▲ | 9.39% ▼ | $0.26 ▲ | $19.69M ▼ |
| Q2-2025 | $141.6M ▲ | $45.09M ▲ | $14.23M ▼ | 10.05% ▼ | $0.25 ▼ | $22.9M ▼ |
| Q1-2025 | $136.1M ▲ | $39.46M ▲ | $17.94M ▲ | 13.18% ▼ | $0.32 | $26.06M ▲ |
| Q4-2024 | $134.31M ▼ | $38.45M ▼ | $17.87M ▼ | 13.3% ▼ | $0.32 ▼ | $24.8M ▲ |
| Q3-2024 | $137.03M | $38.55M | $18.34M | 13.38% | $0.33 | $22.24M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $82.2M ▲ | $743.69M ▲ | $216.5M ▼ | $513.47M ▲ |
| Q2-2025 | $74.54M ▼ | $739.64M ▲ | $227.53M ▼ | $498.31M ▲ |
| Q1-2025 | $205.86M ▼ | $713.98M ▲ | $239.64M ▲ | $460.59M ▼ |
| Q4-2024 | $216.19M ▲ | $691.71M ▲ | $212.08M ▲ | $479.63M ▲ |
| Q3-2024 | $185.95M | $683.3M | $211.99M | $471.31M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $14.3M ▼ | $10.64M ▲ | $7.34M ▲ | $-37.49M | $17.66M ▲ | $10.18M ▲ |
| Q2-2025 | $14.39M ▼ | $1.87M ▼ | $-40.17M ▼ | $-37.49M ▼ | $-78.82M ▼ | $-946K ▼ |
| Q1-2025 | $18.03M ▲ | $25.35M ▼ | $-28.73M ▼ | $-19.8M ▼ | $-20.33M ▼ | $23.04M ▼ |
| Q4-2024 | $17.87M ▼ | $42.11M ▲ | $-14.95M ▼ | $-2.66M ▲ | $17.54M ▼ | $39.78M ▲ |
| Q3-2024 | $18.34M | $13.08M | $21.27M | $-14.15M | $23.51M | $10.09M |
Revenue by Geography
| Region | Q1-2018 | Q4-2020 | Q2-2020 |
|---|---|---|---|
 EuropesMember | $0 ▲ | $90.00M ▲ | $80.00M ▼ |
| NorthAmericasMember | $0 ▲ | $100.00M ▲ | $90.00M ▼ |
 Rest Of World Member | $0 ▲ | $0 ▲ | $10.00M ▲ |
| TotalRevenuesMember | $0 ▲ | $0 ▲ | $180.00M ▲ |
 Asia Pacific | $20.00M ▲ | $0 ▼ | $0 ▲ |
 Europe | $120.00M ▲ | $0 ▼ | $0 ▲ |
 North America | $110.00M ▲ | $0 ▼ | $0 ▲ |
 SOUTH AFRICA | $20.00M ▲ | $0 ▼ | $0 ▲ |
CEO
Roni Al-Dor
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2003-06-16 | Reverse | 1:5 |
ETFs Holding This Stock
Summary
Showing Top 3 of 12
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership
FIL LTD
Shares:4.26M
Value:$185.23M
BLACKROCK, INC.
Shares:2.13M
Value:$92.37M
HBK INVESTMENTS L P
Shares:1.95M
Value:$84.77M
Summary
Showing Top 3 of 185