About S&T Bancorp, Inc.
https://www.stbancorp.comS&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer.
CEO
Christopher J. McComish
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-11-02 | Forward | 2:1 |
| 1994-09-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 194
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:5.53M
Value:$223.78M
BLACKROCK, INC.
Shares:5.45M
Value:$220.61M
VANGUARD GROUP INC
Shares:4.53M
Value:$183.45M
Summary
Showing Top 3 of 254
About S&T Bancorp, Inc.
https://www.stbancorp.comS&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $232.62M ▲ | $63.61M ▲ | $77.34M ▲ | 33.25% ▲ | $0.91 ▲ | $86.22M ▲ |
| Q2-2025 | $142.41M ▲ | $58.11M ▲ | $31.9M ▼ | 22.4% ▼ | $0.83 ▼ | $39.98M ▼ |
| Q1-2025 | $135.28M ▼ | $55.09M ▼ | $33.4M ▲ | 24.69% ▲ | $0.87 ▲ | $41.7M ▲ |
| Q4-2024 | $138.95M ▼ | $55.45M ▲ | $33.06M ▲ | 23.8% ▲ | $0.86 ▲ | $41.35M ▼ |
| Q3-2024 | $143.35M | $55.37M | $32.59M | 22.73% | $0.85 | $41.44M |
What's going well?
Revenue and profits soared, with net income more than doubling. The company is highly profitable and kept expense growth well below revenue growth, showing strong operating leverage.
What's concerning?
Gross margins fell, meaning costs are rising faster than sales. Overhead costs also jumped, and the big revenue swing could signal volatility or one-off gains.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.2B ▼ | $9.82B ▲ | $8.34B ▼ | $1.48B ▲ |
| Q2-2025 | $1.22B ▲ | $9.81B ▲ | $8.36B ▲ | $1.45B ▲ |
| Q1-2025 | $1.22B ▼ | $9.72B ▲ | $8.3B ▲ | $1.42B ▲ |
| Q4-2024 | $1.23B ▼ | $9.66B ▲ | $8.28B ▲ | $1.38B ▲ |
| Q3-2024 | $1.24B | $9.58B | $8.21B | $1.38B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $17.94M ▲ | $40.49M ▲ | $-20.19M ▲ | $-27.18M ▼ | $-6.89M ▲ | $43.41M ▲ |
| Q2-2025 | $0 | $28.28M ▼ | $-105.3M ▼ | $68.3M ▲ | $-8.72M ▲ | $27.09M ▲ |
| Q1-2025 | $0 | $28.69M ▼ | $-103.41M ▼ | $41.74M ▲ | $-32.98M ▼ | $26.97M ▼ |
| Q4-2024 | $0 | $54.78M ▲ | $-65.17M ▼ | $27.12M ▲ | $16.73M ▲ | $53.92M ▲ |
| Q3-2024 | $0 | $27.54M | $17.46M | $-63.22M | $-18.22M | $26.81M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Credit and Debit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
 Wealth Management | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
CEO
Christopher J. McComish
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-11-02 | Forward | 2:1 |
| 1994-09-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 194
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership
BLACKROCK INC.
Shares:5.53M
Value:$223.78M
BLACKROCK, INC.
Shares:5.45M
Value:$220.61M
VANGUARD GROUP INC
Shares:4.53M
Value:$183.45M
Summary
Showing Top 3 of 254