About Synchrony Financial
https://www.synchrony.comSynchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans.

CEO
Brian D. Doubles
Compensation Summary
(Year 2017)
ETFs Holding This Stock
Summary
Showing Top 3 of 787
Ratings Snapshot
Rating : A
Most Recent Analyst Grades

BTIG
Buy

HSBC
Buy

B of A Securities
Buy

Goldman Sachs
Buy

JMP Securities
Market Outperform

Keefe, Bruyette & Woods
Outperform
Grade Summary
Showing Top 6 of 16
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:47M
Value:$3.66B

CAPITAL WORLD INVESTORS
Shares:38.33M
Value:$2.98B

BLACKROCK INC.
Shares:35.81M
Value:$2.79B
Summary
Showing Top 3 of 1,197
About Synchrony Financial
https://www.synchrony.comSynchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $4.83B ▲ | $1.25B ▲ | $1.08B ▲ | 22.28% ▲ | $2.89 ▲ | $1.56B ▲ |
| Q2-2025 | $4.71B ▼ | $1.25B ▲ | $967M ▲ | 20.52% ▲ | $2.51 ▲ | $1.38B ▲ |
| Q1-2025 | $4.8B ▼ | $1.24B ▼ | $757M ▼ | 15.76% ▲ | $1.91 ▼ | $1.11B ▲ |
| Q4-2024 | $4.92B ▼ | $1.27B ▲ | $774M ▼ | 15.73% ▼ | $1.93 ▼ | $1.09B ▼ |
| Q3-2024 | $4.99B | $1.19B | $789M | 15.81% | $1.96 | $1.15B |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $18.96B ▼ | $116.98B ▼ | $99.92B ▼ | $17.07B ▲ |
| Q2-2025 | $22.36B ▼ | $120.5B ▼ | $103.55B ▼ | $16.95B ▲ |
| Q1-2025 | $24.35B ▲ | $122.03B ▲ | $105.44B ▲ | $16.58B ▲ |
| Q4-2024 | $17.79B ▼ | $119.46B ▲ | $102.88B ▼ | $16.58B ▲ |
| Q3-2024 | $20.28B | $119.23B | $103.25B | $15.98B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $1.08B ▲ | $2.64B ▲ | $-1.57B ▲ | $-4.96B ▼ | $-3.89B ▼ | $2.64B ▲ |
| Q2-2025 | $967M ▲ | $2.56B ▲ | $-2.24B ▼ | $-2.82B ▼ | $-2.5B ▼ | $2.56B ▲ |
| Q1-2025 | $757M ▼ | $2.2B ▼ | $3.6B ▲ | $2.12B ▲ | $7.92B ▲ | $2.2B ▼ |
| Q4-2024 | $774M ▼ | $2.35B ▼ | $-4.96B ▼ | $-617M ▲ | $-3.23B ▼ | $2.35B ▼ |
| Q3-2024 | $789M | $2.76B | $-2.23B | $-1.23B | $-699M | $2.76B |

CEO
Brian D. Doubles
Compensation Summary
(Year 2017)
ETFs Holding This Stock
Summary
Showing Top 3 of 787
Ratings Snapshot
Rating : A
Most Recent Analyst Grades

BTIG
Buy

HSBC
Buy

B of A Securities
Buy

Goldman Sachs
Buy

JMP Securities
Market Outperform

Keefe, Bruyette & Woods
Outperform
Grade Summary
Showing Top 6 of 16
Price Target
Institutional Ownership

VANGUARD GROUP INC
Shares:47M
Value:$3.66B

CAPITAL WORLD INVESTORS
Shares:38.33M
Value:$2.98B

BLACKROCK INC.
Shares:35.81M
Value:$2.79B
Summary
Showing Top 3 of 1,197




