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SCREENER COMPARE ANY 2 STOCKS
UPST
UPSTART HOLDINGS, INC.
NASDAQ
$26.05
▼ DOWN 3.43% (-0.93)

KEY STATISTICS

Market Cap$2.58 B
52w High$71.38
52w Low$23.96
Dividend Yield—
Frequency—
P/E24.32
Volume1.48M
Shares Out.95.71M

COMPANY

LEADERSHIP

Paul Gu
CHIEF EXECUTIVE
Paul Gu

COMPENSATION 2026

Salary$536,667
Stock Awards$0
Incentive Plan Pay$536,603
All Other Comp.$0
Total$9,670,835

ABOUT

SECTOR
Financial Services
WENT PUBLIC
December 16, 2020
METHOD OF GOING PUBLIC
IPO
FULL TIME EMPLOYEES
1,405

PRICE TARGET

Target High$51.00
Target Low$30.00
Target Median$40.00
Target Consensus$40.00

UPCOMING EARNINGS

DateNov 3, 2026
DayTuesday
Rev. Est.$363.36M
NOV
3
TUE

PRICE

$26.05 ▼ DOWN 3.43% (−$0.93)
$26.00$26.25$26.50$26.759:30 AM9:49 AM10:08 AM10:27 AM10:46 AM11:05 AM11:24 AM26.05

About Upstart Holdings, Inc.

https://www.upstart.com ↗

Upstart Holdings, Inc. operates a cloud-based AI lending platform in the U.S. that connects consumer loan demand with AI-enabled bank partners, and was founded in 2012 in San Mateo, California.

INDUSTRY

Financial - Credit Services

A SERVICE UPSTART HOLDINGS, INC. IS KNOWN FOR

Upstart AI Lending Platform

An AI-driven lending marketplace connecting consumers with banks and credit unions, using non-traditional data to improve approval rates and streamline the loan process for personal and auto loans.

COMPETITORS

COMPETITOR
AFRM COMPARE
ENVA COMPARE
FICO COMPARE
LC LC COMPARE
SOFI COMPARE

Revenue by Products

IconPRODUCTQ2-2025Q4-2025Q1-2026Q2-2026
Servicing Fees Net$37.93M $84.6M ▲$52.45M ▼$54.81M ▲
Servicing Fees$23.43M $53.93M ▲$32.33M ▼$33.62M ▲
Borrower Fees$6.66M $16.05M ▲$10.09M ▼$9.33M ▼
Collection Agency Fees$3.71M $6.93M ▲$3.91M ▼$3.51M ▼
Other Fees$833K $1.83M ▲$3.87M ▲$705K ▼

ETFS HOLDING THIS STOCK

ETFS HOLDING
155
LISTED HERE
26
RANKED BY POSITION SIZE
VTS.AX
0.00% · 2.6M
IWM
0.08% · 2.2M
FESM
0.40% · 941.6K
INTL.L
0.94% · 464.3K
SCHA
0.05% · 401.2K
ROBT
1.19% · 325.6K
DFAS
0.05% · 268.0K
ZPRR.DE
0.08% · 154.9K
XRSG.L
0.07% · 74.7K
PRFZ
0.06% · 63.1K
BOTG.L
0.86% · 49.9K
BBSC
0.09% · 23.9K
MOON
2.27% · 15.8K
AVSC
0.01% · 9.5K
PTL
0.02% · 6.8K
RTWO.L
0.08% · 6.1K
RFLR
0.16% · 5.5K
ACSG
0.21% · 3.9K
STXK
0.10% · 3.4K
URTY
0.03% · 3.4K
BKSE
0.09% · 3.0K
TMFX
0.12% · 1.5K
VF
VFIN
3.94% · 1.0K
SFYX
0.12% · 638
USFMDN.MX
0.01% · 403
TILT
0.00% · 316

INSTITUTIONAL OWNERSHIP

SHARES OWNED
52.22%
HOLDERS
584
TOP 12 OF 584 · RANKED BY POSITION SIZE
Vanguard Group Inc
8.2M sh · $418.63M
Blackrock, Inc.
7.9M sh · $279.14M
Blackrock Inc.
5.7M sh · $133.62M
Jericho Capital Asset Management L.P.
5.0M sh · $219.17M
Morgan Stanley
4.2M sh · $183.96M
Stone Ridge Asset Management LLC
3.7M sh · $474.97M
Marshall Wace, Llp
3.3M sh · $84.13M
Slate Path Capital LP
2.7M sh · $138.78M
Bank Of America Corp /De/
2.5M sh · $111.01M
Goldman Sachs Group Inc
2.4M sh · $84.86M
Geode Capital Management, LLC
2.2M sh · $78.97M
State Street Corp
2.1M sh · $75.06M

RATINGS SNAPSHOT

Overall rating: C

DCFROEROAD/EP/EP/B
Discounted Cash Flow1
Return On Equity3
Return On Assets4
Debt To Equity1
Price To Earnings1
Price To Book1
Overall Score2

TRADES BY CONGRESS

HOUSE TRADES
Tony Wied
Tony Wied
Sale
2026-08-14
 Thomas Suozzi
Thomas Suozzi
Sale (Full)
2022-05-16

INSIDER TRADES

★
OFFICER: SEE REMARKS
Mirgorodskaya Natalia
Sale · 913 shares
2026-08-25
★
OFFICER: PRESIDENT, CAPITAL& ENTERPRISE
Datta Sanjay
Sale · 10.0K shares
2026-08-19
★
OFFICER: PRESIDENT, CAPITAL& ENTERPRISE
Datta Sanjay
Sale · 8.9K shares
2026-08-20
★
OFFICER: SEE REMARKS
Mirgorodskaya Natalia
Sale · 586 shares
2026-08-20

MOST RECENT ANALYST GRADES

GRADE SUMMARY
BUY 4
NEUTRAL 3
OVERWEIGHT 2
OUTPERFORM 1
MARKET UNDERPERFORM 1
EQUAL WEIGHT 1
12 GRADES IN THE LAST 12 MONTHS
Piper Sandler OVERWEIGHT Needham BUY BTIG BUY Citigroup BUY Goldman Sachs NEUTRAL Mizuho OUTPERFORM Citizens MARKET UNDERPERFORM Compass Point NEUTRAL

SECTORS PEERS

PEERPRICE
SNEX$69.76COMPARE
CACC$593.57COMPARE
BGC$12.03COMPARE
AX$96.82COMPARE
MC$69.55COMPARE
JSM$18.27COMPARE
RDN$36.30COMPARE
NNI$126.24COMPARE