About Velocity Financial, Inc.
https://www.velfinance.comVelocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

CEO
Christopher D. Farrar
Compensation Summary
(Year 2024)
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:287.31K

XSU.TO
Weight:0.01%
Shares:267.16K

IWM
Weight:0.01%
Shares:267.16K
Summary
Showing Top 3 of 69
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades

BTIG
Buy

Citizens
Market Outperform

JMP Securities
Market Outperform

Citizens Capital Markets
Market Outperform
Grade Summary
Showing Top 4 of 4
Price Target
Institutional Ownership

SNOW PHIPPS GROUP, LLC
Shares:13.35M
Value:$256.51M

ALLIANZ ASSET MANAGEMENT GMBH
Shares:12.64M
Value:$242.77M

BEACH POINT CAPITAL MANAGEMENT LP
Shares:5.38M
Value:$103.3M
Summary
Showing Top 3 of 110
About Velocity Financial, Inc.
https://www.velfinance.comVelocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $172.29M ▲ | $41.49M ▼ | $25.37M ▼ | 14.73% ▼ | $0.66 ▼ | $35.7M ▲ |
| Q2-2025 | $166.02M ▲ | $42.52M ▼ | $26M ▲ | 15.66% ▲ | $0.69 ▲ | $34.26M ▼ |
| Q1-2025 | $119.26M ▼ | $44.06M ▲ | $18.41M ▼ | 15.44% ▼ | $0.55 ▼ | $102.12M ▼ |
| Q4-2024 | $124.89M ▲ | $-52K ▼ | $20.59M ▲ | 16.48% ▲ | $0.62 ▲ | $107.23M ▲ |
| Q3-2024 | $119.28M | $28.09M | $15.8M | 13.25% | $0.48 | $21.86M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $98.96M ▲ | $6.96B ▲ | $6.32B ▲ | $634.26M ▲ |
| Q2-2025 | $79.56M ▲ | $6.48B ▲ | $5.87B ▲ | $597.89M ▲ |
| Q1-2025 | $51.68M ▲ | $5.97B ▲ | $5.41B ▲ | $563.19M ▲ |
| Q4-2024 | $50.11M ▲ | $5.53B ▲ | $5.01B ▲ | $516.94M ▲ |
| Q3-2024 | $44.09M | $5.2B | $4.71B | $484.64M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $25.41M ▼ | $11.45M ▲ | $-429.07M ▲ | $438.24M ▼ | $20.62M ▼ | $11.31M ▲ |
| Q2-2025 | $26.17M ▲ | $7.66M ▲ | $-441.2M ▼ | $456.26M ▲ | $22.73M ▲ | $7.58M ▲ |
| Q1-2025 | $18.65M ▼ | $3.54M ▼ | $-401.41M ▼ | $401.51M ▲ | $3.63M ▲ | $3.44M ▼ |
| Q4-2024 | $20.8M ▲ | $33.27M ▲ | $-356.07M ▼ | $326.37M ▲ | $3.57M ▲ | $33.17M ▲ |
| Q3-2024 | $16.03M | $-17.57M | $-279.73M | $284.9M | $-12.4M | $-17.64M |

CEO
Christopher D. Farrar
Compensation Summary
(Year 2024)
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:287.31K

XSU.TO
Weight:0.01%
Shares:267.16K

IWM
Weight:0.01%
Shares:267.16K
Summary
Showing Top 3 of 69
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades

BTIG
Buy

Citizens
Market Outperform

JMP Securities
Market Outperform

Citizens Capital Markets
Market Outperform
Grade Summary
Showing Top 4 of 4
Price Target
Institutional Ownership

SNOW PHIPPS GROUP, LLC
Shares:13.35M
Value:$256.51M

ALLIANZ ASSET MANAGEMENT GMBH
Shares:12.64M
Value:$242.77M

BEACH POINT CAPITAL MANAGEMENT LP
Shares:5.38M
Value:$103.3M
Summary
Showing Top 3 of 110

