About Westamerica Bancorporation
https://www.westamerica.comWestamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit.

CEO
David L. Payne
Compensation Summary
(Year 2010)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-02-26 | Forward | 3:1 |
| 1987-06-11 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 183
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:3.8M
Value:$184.22M

BLACKROCK, INC.
Shares:3.53M
Value:$171.22M

VANGUARD GROUP INC
Shares:3.18M
Value:$154.51M
Summary
Showing Top 3 of 276
About Westamerica Bancorporation
https://www.westamerica.comWestamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $67.46M ▼ | $25.8M ▲ | $28.26M ▼ | 41.9% ▼ | $1.12 | $37.94M ▼ |
| Q2-2025 | $67.78M ▼ | $25.53M ▲ | $29.07M ▼ | 42.88% ▼ | $1.12 ▼ | $41.28M ▼ |
| Q1-2025 | $69.81M ▼ | $25.13M ▼ | $31.04M ▼ | 44.46% ▲ | $1.17 ▼ | $43.85M ▼ |
| Q4-2024 | $73.03M ▼ | $25.85M ▼ | $31.7M ▼ | 43.4% ▼ | $1.19 ▼ | $45.88M ▼ |
| Q3-2024 | $79.72M | $26.31M | $35.06M | 43.98% | $1.31 | $50.19M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.98B ▲ | $5.91B ▲ | $4.98B ▲ | $931.65M ▲ |
| Q2-2025 | $1.85B ▼ | $5.83B ▼ | $4.9B ▼ | $921.78M ▼ |
| Q1-2025 | $1.9B ▼ | $5.97B ▼ | $5.04B ▼ | $923.14M ▲ |
| Q4-2024 | $1.94B ▼ | $6.08B ▼ | $5.19B ▼ | $889.96M ▼ |
| Q3-2024 | $3B | $6.16B | $5.25B | $909.04M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $28.26M ▼ | $29.42M ▲ | $-39.47M ▼ | $42.88M ▲ | $32.83M ▲ | $28.73M ▲ |
| Q2-2025 | $29.07M ▼ | $23.52M ▼ | $64.52M ▼ | $-188.94M ▼ | $-100.9M ▼ | $22.78M ▼ |
| Q1-2025 | $31.04M ▼ | $42.39M ▲ | $258.28M ▲ | $-174.84M ▼ | $125.84M ▲ | $42.2M ▲ |
| Q4-2024 | $31.7M ▼ | $29.77M ▼ | $144.83M ▼ | $-76.05M ▲ | $98.55M ▲ | $29.11M ▼ |
| Q3-2024 | $35.06M | $40.55M | $221.99M | $-245.72M | $16.82M | $40.06M |
Revenue by Products
| Product | Q3-2024 | Q4-2024 | Q1-2025 | Q2-2025 |
|---|---|---|---|---|
ATM Processing Fees | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Credit Card Merchant Discount | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
Debit Card | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
Deposit Account | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
Fiduciary and Trust | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Financial Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
David L. Payne
Compensation Summary
(Year 2010)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-02-26 | Forward | 3:1 |
| 1987-06-11 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 183
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:3.8M
Value:$184.22M

BLACKROCK, INC.
Shares:3.53M
Value:$171.22M

VANGUARD GROUP INC
Shares:3.18M
Value:$154.51M
Summary
Showing Top 3 of 276






