WHR - Whirlpool Corporation Stock Analysis | Stock Taper
Logo
Whirlpool Corporation

WHR

Whirlpool Corporation NYSE
$68.43 -1.01% (-0.70)

Market Cap $3.87 B
52w High $111.96
52w Low $65.35
Dividend Yield 7.22%
Frequency Quarterly
P/E 12.09
Volume 3.49M
Outstanding Shares 56.52M

Income Statement

Period Revenue Operating Expense Net Income Net Profit Margin Earnings Per Share EBITDA
Q4-2025 $4.1B $431M $108M 2.64% $1.93 $325M
Q3-2025 $4.03B $405M $73M 1.81% $1.3 $284M
Q2-2025 $3.77B $397M $65M 1.72% $1.16 $289M
Q1-2025 $3.62B $406M $72M 1.99% $1.28 $299M
Q4-2024 $4.14B $418M $-391M -9.45% $-7.09 $-53M

What's going well?

Net income and earnings per share both saw strong gains this quarter, showing the company can still deliver profits even with rising costs. Revenue is steady and there were no big one-time charges distorting results.

What's concerning?

Margins are shrinking as costs outpace sales growth, and operating income dropped sharply. The business remains low-margin and interest expense is a significant drag on profits.

Balance Statement

Period Cash & Short-term Total Assets Total Liabilities Total Equity
Q4-2025 $669M $16B $13.29B $2.73B
Q3-2025 $934M $16.89B $14.25B $2.38B
Q2-2025 $1.07B $16.76B $14.18B $2.32B
Q1-2025 $1.02B $16.52B $13.69B $2.57B
Q4-2024 $1.27B $16.3B $13.37B $2.68B

What's financially strong about this company?

The company is paying down debt, inventory is moving out, and equity is growing. Asset quality is mixed but not alarming, and there are no big hidden liabilities.

What are the financial risks or weaknesses?

Cash is falling fast, current assets can't cover near-term bills, and debt is very high compared to equity. Liquidity is tight, leaving little room for error if business slows.

Cash Flow Statement

Period Net Income Cash From Operations Cash From Investing Cash From Financing Net Change Free Cash Flow
Q4-2025 $108M $1.15B $-281M $-1.12B $-265M $1B
Q3-2025 $73M $33M $-85M $-80M $-134M $-52M
Q2-2025 $65M $19M $-82M $80M $44M $-63M
Q1-2025 $72M $-721M $-72M $503M $-251M $-793M
Q4-2024 $-391M $1.11B $-136M $-698M $191M $970M

What's strong about this company's cash flow?

WHR generated a massive $1.15 billion in operating cash and $1 billion in free cash flow this quarter. The company paid down over $1 billion in debt and easily covered its dividend.

What are the cash flow concerns?

Much of the cash boost came from stretching payables and building up inventory and receivables, which may not be repeatable. Cash on hand actually fell, and future quarters may not see the same benefit.

Revenue by Products

Product Q1-2025Q2-2025Q3-2025Q4-2025
Cooking
Cooking
$840.00M $820.00M $970.00M $1.05Bn
Dishwashing
Dishwashing
$290.00M $270.00M $310.00M $300.00M
Laundry
Laundry
$1.03Bn $1.07Bn $1.15Bn $1.13Bn
Product and Service Other
Product and Service Other
$220.00M $250.00M $210.00M $270.00M
Refrigeration
Refrigeration
$1.10Bn $1.23Bn $1.25Bn $1.21Bn
Spare Parts and Warranties
Spare Parts and Warranties
$140.00M $140.00M $140.00M $140.00M

Revenue by Geography

Region Q1-2025Q2-2025Q3-2025Q4-2025
Asia Segment
Asia Segment
$270.00M $320.00M $220.00M $0
Latin America Segment
Latin America Segment
$740.00M $810.00M $800.00M $930.00M
North America Segment
North America Segment
$2.42Bn $2.45Bn $2.72Bn $2.57Bn
Small Domestic Appliances Global Segment
Small Domestic Appliances Global Segment
$200.00M $200.00M $290.00M $420.00M

Q4 2025 Earnings Call Summary

Read Call Summary

5-Year Trend Analysis

A comprehensive look at Whirlpool Corporation's financial evolution and strategic trajectory over the past five years.

+ Strengths

Whirlpool’s core strengths are its leading market position in home appliances, powerful brand portfolio across price tiers, extensive distribution and manufacturing footprint—especially in North America—and a demonstrated ability to improve profits through cost discipline after a severe downturn. Its installed base, customer loyalty, and visible innovation in smart and efficient appliances provide a solid strategic foundation. Management has also taken steps to reduce debt and preserve dividends, signaling a commitment to financial repair and shareholder returns.

! Risks

Key risks include a sustained decline in revenue, compressed margins relative to historical levels, and significantly weaker operating and free cash flow. The balance sheet shows higher leverage and thinner liquidity than in the past, giving the company less room to maneuver if conditions worsen. Competitive pressure from global and low‑cost players, combined with cyclical exposure to housing and consumer spending, adds further uncertainty. The apparent sharp drop in reported R&D spending also poses a strategic risk to future product leadership and differentiation.

Outlook

The overall picture is of a mature industry leader navigating a difficult period of demand softness and margin pressure while working to stabilize profitability and deleverage. If Whirlpool can arrest the revenue decline, rebuild cash generation, and maintain meaningful investment in innovation, it has the scale and brand assets to gradually restore a stronger financial profile. Conversely, if sales continue to drift down and investment stays constrained, the company may remain in a prolonged phase of lower profitability and heightened financial risk. The trajectory over the next few years will hinge on execution in balancing cost control, innovation, and balance‑sheet resilience.