About Waterstone Financial, Inc.
https://www.wsbonline.comWaterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking.

CEO
William F. Bruss
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-01-23 | Forward | 2743:2500 |
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:526.45K

IWM
Weight:0.01%
Shares:392.78K

XSU.TO
Weight:0.01%
Shares:392.78K
Summary
Showing Top 3 of 82
Ratings Snapshot
Rating : B
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:1.58M
Value:$27.42M

BLACKROCK INC.
Shares:1.56M
Value:$27.05M

DIMENSIONAL FUND ADVISORS LP
Shares:1.43M
Value:$24.82M
Summary
Showing Top 3 of 135
About Waterstone Financial, Inc.
https://www.wsbonline.comWaterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $51.17M ▼ | $26.78M ▼ | $7.93M ▲ | 15.49% ▲ | $0.44 ▲ | $10.44M ▲ |
| Q2-2025 | $52.2M ▲ | $27.56M ▲ | $7.73M ▲ | 14.8% ▲ | $0.43 ▲ | $10.23M ▲ |
| Q1-2025 | $43.93M ▼ | $25.43M ▲ | $3.04M ▼ | 6.91% ▼ | $0.17 ▼ | $4.59M ▼ |
| Q4-2024 | $47.57M ▼ | $24.78M ▼ | $5.21M ▲ | 10.95% ▲ | $0.28 ▲ | $6.8M ▲ |
| Q3-2024 | $51.05M | $27.86M | $4.73M | 9.26% | $0.26 | $6.65M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $216.67M ▼ | $2.27B ▲ | $1.92B ▲ | $345.5M ▲ |
| Q2-2025 | $282.21M ▲ | $2.26B ▲ | $1.92B ▲ | $341.49M ▲ |
| Q1-2025 | $251.35M ▲ | $2.18B ▼ | $1.83B ▼ | $341.36M ▲ |
| Q4-2024 | $191.24M ▼ | $2.21B ▼ | $1.87B ▼ | $339.13M ▼ |
| Q3-2024 | $249.21M | $2.24B | $1.9B | $342M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $7.93M ▲ | $32.72M ▲ | $-56.04M ▼ | $6.17M ▼ | $-17.16M ▼ | $32.42M ▲ |
| Q2-2025 | $7.73M ▲ | $-38.45M ▼ | $-6.42M ▼ | $72.5M ▲ | $27.63M ▲ | $-38.51M ▼ |
| Q1-2025 | $3.04M ▼ | $26.74M ▲ | $16.86M ▲ | $-40.07M ▼ | $3.53M ▲ | $26.48M ▲ |
| Q4-2024 | $5.21M ▲ | $23.43M ▼ | $7.3M ▲ | $-32.38M ▲ | $-1.65M ▼ | $23.08M ▼ |
| Q3-2024 | $4.73M | $74.09M | $-17.04M | $-56.95M | $91K | $73.89M |

CEO
William F. Bruss
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-01-23 | Forward | 2743:2500 |
ETFs Holding This Stock

VTS.AX
Weight:0.00%
Shares:526.45K

IWM
Weight:0.01%
Shares:392.78K

XSU.TO
Weight:0.01%
Shares:392.78K
Summary
Showing Top 3 of 82
Ratings Snapshot
Rating : B
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:1.58M
Value:$27.42M

BLACKROCK INC.
Shares:1.56M
Value:$27.05M

DIMENSIONAL FUND ADVISORS LP
Shares:1.43M
Value:$24.82M
Summary
Showing Top 3 of 135

