About Wintrust Financial Corporation
https://www.wintrust.comWintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management.
CEO
Timothy S. Crane
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2002-03-15 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 241
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Citigroup
Buy
Barclays
Overweight
Truist Securities
Buy
DA Davidson
Buy
Piper Sandler
Overweight
Jefferies
Buy
Grade Summary
Showing Top 6 of 10
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:6.82M
Value:$994.97M
BLACKROCK, INC.
Shares:6.21M
Value:$906.39M
BLACKROCK INC.
Shares:5.72M
Value:$834.28M
Summary
Showing Top 3 of 594
About Wintrust Financial Corporation
https://www.wintrust.comWintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $1.09B ▲ | $380.03M ▼ | $216.25M ▲ | 19.76% ▲ | $2.82 | $324.59M ▲ |
| Q2-2025 | $1.04B ▲ | $381.46M ▲ | $195.53M ▲ | 18.71% ▼ | $2.82 ▲ | $297.95M ▲ |
| Q1-2025 | $1B ▼ | $366.09M ▼ | $189.04M ▲ | 18.84% ▲ | $2.73 ▲ | $282.54M ▲ |
| Q4-2024 | $1.03B ▲ | $368.63M ▲ | $185.36M ▲ | 18.05% ▲ | $2.68 ▲ | $282.28M ▲ |
| Q3-2024 | $1.02B | $360.69M | $170M | 16.64% | $2.51 | $258.45M |
What's going well?
Revenue and operating profit both grew, showing the business is expanding. Expenses are well managed, and margins remain strong, with no big surprises in the numbers.
What's concerning?
Gross margins dipped slightly, and interest costs remain high. Net income is flat despite higher sales, suggesting limited bottom-line leverage.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $9.04B ▼ | $69.63B ▲ | $62.58B ▲ | $7.05B ▼ |
| Q2-2025 | $9.92B ▲ | $68.98B ▲ | $61.76B ▲ | $7.23B ▲ |
| Q1-2025 | $8.84B ▲ | $65.87B ▲ | $59.27B ▲ | $6.6B ▲ |
| Q4-2024 | $8.76B ▲ | $64.88B ▲ | $58.54B ▲ | $6.34B ▼ |
| Q3-2024 | $8.02B | $63.79B | $57.39B | $6.4B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $216.25M ▲ | $209.78M ▼ | $-739.96M ▲ | $400.08M ▼ | $-130.09M ▼ | $217.08M ▼ |
| Q2-2025 | $195.53M ▲ | $329.16M ▲ | $-2.95B ▼ | $2.7B ▲ | $79.28M ▼ | $321.86M ▲ |
| Q1-2025 | $189.04M ▲ | $119.75M ▼ | $-973.37M ▲ | $1.01B ▲ | $157.74M ▲ | $127.05M ▼ |
| Q4-2024 | $185.36M ▲ | $490.82M ▲ | $-1.72B ▼ | $955.02M ▼ | $-272.59M ▼ | $471.24M ▲ |
| Q3-2024 | $170M | $-61.63M | $-663.36M | $1.04B | $315.6M | $-78.32M |
Revenue by Products
| Product | Q3-2023 | Q1-2024 | Q2-2024 | Q3-2024 |
|---|---|---|---|---|
 Community Banking Segment | $0 ▲ | $440.00M ▲ | $430.00M ▼ | $460.00M ▲ |
 Specialty Finance Segment | $0 ▲ | $110.00M ▲ | $130.00M ▲ | $120.00M ▼ |
 Wealth Management Segment | $30.00M ▲ | $70.00M ▲ | $40.00M ▼ | $40.00M ▲ |
 Deposit Account | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
 Mortgage Banking Revenue | $30.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
CEO
Timothy S. Crane
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2002-03-15 | Forward | 3:2 |
ETFs Holding This Stock
Summary
Showing Top 3 of 241
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Citigroup
Buy
Barclays
Overweight
Truist Securities
Buy
DA Davidson
Buy
Piper Sandler
Overweight
Jefferies
Buy
Grade Summary
Showing Top 6 of 10
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:6.82M
Value:$994.97M
BLACKROCK, INC.
Shares:6.21M
Value:$906.39M
BLACKROCK INC.
Shares:5.72M
Value:$834.28M
Summary
Showing Top 3 of 594