Stock Taper
SCREENER COMPARE ANY 2 STOCKS
XYF
X FINANCIAL
NYSE
$5.54
▲ UP 2.59% (0.14)

KEY STATISTICS

Market Cap$36.85 M
52w High$15.96
52w Low$3.30
Dividend Yield10.28%
FrequencySemi-Annual
P/E1.43
Volume78.82K
Shares Out.6.65M

COMPANY

LEADERSHIP

Yue Tang
CHIEF EXECUTIVE
Yue Tang

ABOUT

SECTOR
Financial Services
WENT PUBLIC
September 19, 2018
METHOD OF GOING PUBLIC
IPO
FULL TIME EMPLOYEES
643

UPCOMING EARNINGS

DateNov 25, 2026
DayWednesday
Rev. Est.$161.56M
NOV
25
WED

SPLIT RECORD

DATETYPERATIO
2020-11-19Reverse1:3

PRICE

$5.54 ▲ UP 2.59% (+$0.14)
OVERLAYS
$5.40$5.45$5.509:30 AM10:35 AM11:40 AM12:45 PM1:49 PM2:54 PM3:59 PM5.54

About X Financial

https://www.xiaoyinggroup.com ↗

X Financial, founded in 2014 and based in Shenzhen, China, is an online marketplace offering personal loans, wealth management products, and loan facilitation services to borrowers and investors.

INDUSTRY

Financial - Credit Services

A PRODUCT X FINANCIAL IS KNOWN FOR

Xiaoying Card Loan
Xiaoying Card Loan

This is X Financial's flagship product, an online personal loan service for individuals in mainland China. It provides users with access to a small line of credit, similar to a credit card, and is highlighted as their most popular offering.

COMPETITORS

COMPETITOR
FINV COMPARE
LU COMPARE
LX COMPARE
QFIN COMPARE
YRD COMPARE

Revenue by Products

IconPRODUCTFY2022FY2023FY2024FY2025
Xiaoying Credit Loan— $4.53B $5.47B ▲$6.98B ▲
Loan Facilitation Service— $2.74B $3.1B ▲$3.84B ▲
Xiaoying Credit Loans$3.4B — — —
Financial Service$966.28M $1.14B ▲$1.37B ▲$1.4B ▲
Service Other$179.88M $315.49M ▲$436.18M ▲$688.42M ▲
Other service$158.85M $283.03M ▲$397.95M ▲$658.44M ▲
Guarantees— $24.5M $201.72M ▲$636.57M ▲
Other loan products$7.04M — — —
Xiaoying Revolving Loan— $1.6M — —
Xiaoying Revolving Loans$438K — — —

ETFS HOLDING THIS STOCK

ETFS HOLDING
3
LISTED HERE
3
RANKED BY POSITION SIZE
APIE
0.01% · 28.9K
EWX
0.02% · 20.7K
AVEM
0.00% · 1.3K

INSTITUTIONAL OWNERSHIP

SHARES OWNED
33.71%
HOLDERS
52
TOP 12 OF 52 · RANKED BY POSITION SIZE
Acadian Asset Management LLC
609.1K sh · $8.36M
Marshall Wace, Llp
261.8K sh · $3.6M
Qube Research & Technologies Ltd
224.8K sh · $1.26M
Morgan Stanley
218.9K sh · $3.01M
Two Sigma Investments, LP
171.5K sh · $706.62K
O'Shaughnessy Asset Management, LLC
145.2K sh · $812.92K
Citadel Advisors LLC
141.7K sh · $793.68K
Trexquant Investment LP
113.2K sh · $466.48K
Quadrature Capital Ltd
104.3K sh · $584.34K
Jane Street Group, LLC
86.9K sh · $486.61K
Renaissance Technologies LLC
85.0K sh · $350.37K
Two Sigma Advisers, LP
79.9K sh · $447.44K

RATINGS SNAPSHOT

Overall rating: A+

DCFROEROAD/EP/EP/B
Discounted Cash Flow5
Return On Equity3
Return On Assets4
Debt To Equity4
Price To Earnings4
Price To Book5
Overall Score5

INSIDER TRADES

★
DIRECTOR
ZHANG LONGGEN
Purchase · 90.0K shares
2026-08-01
★
DIRECTOR
Wan Zheng
Sale · 90.0K shares
2026-06-15
★
DIRECTOR
Wan Zheng
— · —
2026-03-18
★
DIRECTOR
Wan Zheng
— · 90.0K shares
2026-06-01

SECTORS PEERS

PEERPRICE
ACOG$9.16COMPARE
PFX$52.72COMPARE
AUBN$26.55COMPARE
BYNO$12.94COMPARE
SRL$5.84COMPARE
GECC$6.13COMPARE
CAPN$11.18COMPARE
PROP$0.56COMPARE