About Zions Bancorporation, National Association
https://www.zionsbancorporation.comZions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.
CEO
Harris Henry Simmons
Compensation Summary
(Year 2023)
Ratings Snapshot
Rating : A
Price Target
Institutional Ownership
Summary
Showing Top 1 of 1
About Zions Bancorporation, National Association
https://www.zionsbancorporation.comZions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $1.25B ▲ | $527M | $222M ▼ | 17.72% ▼ | $1.5 ▼ | $312.96M ▼ |
| Q2-2025 | $1.24B ▲ | $527M ▼ | $244M ▲ | 19.66% ▲ | $1.63 ▲ | $341M ▲ |
| Q1-2025 | $1.2B ▼ | $538M ▲ | $170M ▼ | 14.18% ▼ | $1.13 ▼ | $267M ▼ |
| Q4-2024 | $1.25B ▼ | $509M ▲ | $216M ▲ | 17.21% ▲ | $1.34 ▼ | $299M ▼ |
| Q3-2024 | $1.28B | $502M | $214M | 16.77% | $1.37 | $309M |
What's going well?
Revenue is holding steady, and the company remains profitable with no major one-time charges. Operating expenses are under control, and there is minimal share dilution.
What's concerning?
Margins are getting squeezed as costs rise faster than revenue, leading to lower profits. High interest expenses are a heavy drag on the bottom line, and earnings per share are down.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $12.36B ▲ | $88.53B ▼ | $81.67B ▼ | $6.87B ▲ |
| Q2-2025 | $11.71B ▼ | $88.89B ▲ | $82.3B ▲ | $6.6B ▲ |
| Q1-2025 | $12.07B ▼ | $87.99B ▼ | $81.67B ▼ | $6.33B ▲ |
| Q4-2024 | $12.63B ▲ | $88.78B ▲ | $82.65B ▲ | $6.12B ▼ |
| Q3-2024 | $11.89B | $87.03B | $80.65B | $6.38B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $222M ▼ | $438M ▲ | $359M ▲ | $-806M ▼ | $-9M ▲ | $413M ▲ |
| Q2-2025 | $244M ▲ | $-62M ▼ | $-631M ▼ | $640M ▲ | $-53M ▼ | $-93M ▼ |
| Q1-2025 | $170M ▼ | $179M ▼ | $1.66B ▲ | $-1.66B ▼ | $182M ▲ | $152M ▼ |
| Q4-2024 | $216M ▲ | $517M ▲ | $-2.37B ▼ | $1.39B ▲ | $-463M ▼ | $489M ▲ |
| Q3-2024 | $214M | $119M | $1.13B | $-855M | $397M | $97M |
Revenue by Products
| Product | Q2-2024 | Q4-2024 | Q3-2024 | Q3-2025 |
|---|---|---|---|---|
 Products And Services Capital Markets And Foreign Exchange Fees | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
 Products And Services Card Fees | $40.00M ▲ | $70.00M ▲ | $40.00M ▼ | $40.00M ▲ |
 Products And Services Commercial Account Fees | $40.00M ▲ | $90.00M ▲ | $50.00M ▼ | $50.00M ▲ |
 Products And Services Retail And Business Banking Fees | $20.00M ▲ | $30.00M ▲ | $20.00M ▼ | $20.00M ▲ |
 Products And Services Wealth Management And Trust Fees | $10.00M ▲ | $30.00M ▲ | $10.00M ▼ | $10.00M ▲ |
CEO
Harris Henry Simmons
Compensation Summary
(Year 2023)
Ratings Snapshot
Rating : A
Price Target
Institutional Ownership
Summary
Showing Top 1 of 1