About ACI Worldwide, Inc.
https://www.aciworldwide.comACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide.

CEO
Thomas Woodrow Warsop III
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-07-11 | Forward | 3:1 |
| 1996-07-02 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 214
Ratings Snapshot
Rating : B
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:18.26M
Value:$830.28M

BLACKROCK, INC.
Shares:16.89M
Value:$768.16M

VANGUARD GROUP INC
Shares:13.64M
Value:$620.25M
Summary
Showing Top 3 of 513
About ACI Worldwide, Inc.
https://www.aciworldwide.comACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $482.36M ▲ | $107.38M ▼ | $91.25M ▲ | 18.92% ▲ | $0.88 ▲ | $159.48M ▲ |
| Q2-2025 | $401.26M ▲ | $131.6M ▲ | $12.2M ▼ | 3.04% ▼ | $0.12 ▼ | $58.91M ▼ |
| Q1-2025 | $394.56M ▼ | $122.67M ▼ | $58.87M ▼ | 14.92% ▼ | $0.56 ▼ | $112.74M ▼ |
| Q4-2024 | $453.04M ▲ | $130.66M ▼ | $98.56M ▲ | 21.75% ▲ | $0.94 ▲ | $153.51M ▼ |
| Q3-2024 | $451.75M | $131.81M | $81.43M | 18.02% | $0.78 | $159.49M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $199.27M ▲ | $3.16B ▲ | $1.68B ▼ | $1.48B ▲ |
| Q2-2025 | $189.7M ▼ | $3.14B ▼ | $1.74B ▲ | $1.39B ▼ |
| Q1-2025 | $230.06M ▲ | $3.2B ▲ | $1.72B ▲ | $1.48B ▲ |
| Q4-2024 | $216.39M ▲ | $3.03B ▼ | $1.6B ▼ | $1.42B ▲ |
| Q3-2024 | $177.86M | $3.09B | $1.76B | $1.33B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $91.25M ▲ | $73.04M ▲ | $-9.9M ▼ | $-105.7M ▲ | $9.57M ▲ | $69.63M ▲ |
| Q2-2025 | $12.2M ▼ | $49.8M ▼ | $-7.54M ▼ | $-114.19M ▼ | $-67.82M ▼ | $42.26M ▼ |
| Q1-2025 | $58.87M ▼ | $78.22M ▼ | $37.09M ▲ | $-15.35M ▲ | $101.75M ▲ | $69.29M ▼ |
| Q4-2024 | $98.56M ▲ | $126.48M ▲ | $-13.41M ▼ | $-117.75M ▼ | $-3.65M ▼ | $119.54M ▲ |
| Q3-2024 | $81.43M | $59.15M | $-7.66M | $-5.31M | $44.55M | $74.66M |
Revenue by Products
| Product | Q4-2024 | Q3-2025 | Q2-2025 | Q1-2025 |
|---|---|---|---|---|
Biller Payments | $0 ▲ | $200.00M ▲ | $220.00M ▲ | $190.00M ▼ |
Fraud Management | $10.00M ▲ | $20.00M ▲ | $20.00M ▲ | $10.00M ▼ |
Issuing And Acquiring | $190.00M ▲ | $180.00M ▼ | $90.00M ▼ | $130.00M ▲ |
License | $160.00M ▲ | $160.00M ▲ | $60.00M ▼ | $80.00M ▲ |
Maintenance | $50.00M ▲ | $50.00M ▲ | $50.00M ▲ | $50.00M ▲ |
Merchant Payments | $40.00M ▲ | $50.00M ▲ | $40.00M ▼ | $40.00M ▲ |
Real Time Payments | $0 ▲ | $30.00M ▲ | $40.00M ▲ | $30.00M ▼ |
Revenue by Geography
| Region | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
NonUS | $220.00M ▲ | $160.00M ▼ | $130.00M ▼ | $230.00M ▲ |
UNITED STATES | $230.00M ▲ | $240.00M ▲ | $280.00M ▲ | $250.00M ▼ |

CEO
Thomas Woodrow Warsop III
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2014-07-11 | Forward | 3:1 |
| 1996-07-02 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 214
Ratings Snapshot
Rating : B
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK INC.
Shares:18.26M
Value:$830.28M

BLACKROCK, INC.
Shares:16.89M
Value:$768.16M

VANGUARD GROUP INC
Shares:13.64M
Value:$620.25M
Summary
Showing Top 3 of 513







