About AmeriServ Financial, Inc.
https://www.ameriserv.comAmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products.

CEO
Jeffrey A. Stopko
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-08-03 | Forward | 3:1 |
| 1986-05-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 20
Ratings Snapshot
Rating : D+
Price Target
Institutional Ownership

GENDELL JEFFREY L
Shares:1.64M
Value:$5.28M

DIMENSIONAL FUND ADVISORS LP
Shares:1.16M
Value:$3.74M

WEST CHESTER CAPITAL ADVISORS, INC
Shares:890.77K
Value:$2.88M
Summary
Showing Top 3 of 51
About AmeriServ Financial, Inc.
https://www.ameriserv.comAmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 ▼ | $0 ▼ | $0 ▲ | 0% ▲ | $0.15 ▲ | $0 ▼ |
| Q2-2025 | $21.79M ▲ | $11.71M ▼ | $-282K ▼ | -1.29% ▼ | $-0.02 ▼ | $182K ▼ |
| Q1-2025 | $21.14M ▼ | $11.76M ▼ | $1.91M ▲ | 9.02% ▲ | $0.12 ▲ | $2.92M ▲ |
| Q4-2024 | $21.52M ▲ | $11.86M ▲ | $889K ▼ | 4.13% ▼ | $0.05 ▼ | $1.63M ▼ |
| Q3-2024 | $20.91M | $11.72M | $1.18M | 5.66% | $0.07 | $1.91M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q2-2025 | $70.81M ▼ | $1.45B ▲ | $1.34B ▲ | $110.92M ▲ |
| Q1-2025 | $187.82M ▲ | $1.43B ▲ | $1.32B ▲ | $110.76M ▲ |
| Q4-2024 | $173.37M ▼ | $1.42B ▲ | $1.32B ▲ | $107.25M ▼ |
| Q3-2024 | $186.71M ▲ | $1.41B ▲ | $1.3B ▼ | $108.18M ▲ |
| Q2-2024 | $182.36M | $1.4B | $1.3B | $103.66M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q2-2025 | $-282K ▼ | $-62K ▼ | $-14.18M ▼ | $15.64M ▲ | $1.4M ▼ | $-203K ▼ |
| Q1-2025 | $1.91M ▲ | $599K ▼ | $-2.44M ▲ | $7.72M ▼ | $5.88M ▲ | $599K ▼ |
| Q4-2024 | $889K ▼ | $3.37M ▲ | $-23.25M ▼ | $15.51M ▲ | $-4.37M ▼ | $3.61M ▲ |
| Q3-2024 | $1.18M ▲ | $-235K ▼ | $4.71M ▲ | $-746K ▼ | $3.73M ▲ | $-1.03M ▼ |
| Q2-2024 | $-375K | $1.7M | $-17.12M | $16.35M | $938K | $1.18M |
Revenue by Products
| Product | Q3-2024 | Q4-2024 | Q1-2025 | Q2-2025 |
|---|---|---|---|---|
Asset Management | $0 ▲ | $10.00M ▲ | $0 ▼ | $0 ▲ |
Deposit Account | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Financial Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
Jeffrey A. Stopko
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-08-03 | Forward | 3:1 |
| 1986-05-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 20
Ratings Snapshot
Rating : D+
Price Target
Institutional Ownership

GENDELL JEFFREY L
Shares:1.64M
Value:$5.28M

DIMENSIONAL FUND ADVISORS LP
Shares:1.16M
Value:$3.74M

WEST CHESTER CAPITAL ADVISORS, INC
Shares:890.77K
Value:$2.88M
Summary
Showing Top 3 of 51




