CCIIU
CCIIU
Cohen Circle Acquisition Corp. II UnitIncome Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 | $305.58K ▲ | $2.28M ▲ | 0% | $0.07 ▲ | $2.28M ▲ |
| Q2-2025 | $0 | $34.15K ▲ | $-34.15K ▼ | 0% | $-0 ▼ | $-34.15K ▼ |
| Q1-2025 | $0 | $5.42K ▼ | $-5.42K ▲ | 0% | $-0 ▲ | $-5.42K ▲ |
| Q4-2024 | $0 | $15.82K | $-15.82K | 0% | $-0 | $-15.82K |
What's going well?
The company posted a strong profit this quarter, reversing last quarter's loss. Cash or investments are generating significant interest income, boosting the bottom line.
What's concerning?
There is still no revenue from actual business activity, and operating losses are growing. The profit is not from the core business, but from a large, possibly one-off, interest income.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.75M | $257.56M | $10.86M | $246.7M |
What's financially strong about this company?
The company has no debt, a huge equity cushion, and almost all its assets are in liquid investments. There are no signs of hidden risks or obligations.
What are the financial risks or weaknesses?
Retained earnings are negative, meaning the company has lost money over time. There is also very little cash on hand compared to total assets.
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $2.28M | $-521.04K | $-253M | $255.27M | $1.75M | $-521.04K |
What's strong about this company's cash flow?
The company was able to raise a large amount of cash by issuing new shares, giving it some breathing room for now.
What are the cash flow concerns?
The business is losing cash from operations and is completely dependent on selling stock to keep going. Shareholders are being heavily diluted, and the company has little cash on hand.
5-Year Trend Analysis
A comprehensive look at Cohen Circle Acquisition Corp. II Unit's financial evolution and strategic trajectory over the past five years.
Key positives are a clean, debt-free balance sheet, modest losses, and a straightforward structure typical of an early-stage SPAC. The sponsor team has experience in financial services and fintech, and there is already capital earmarked for a future combination. This gives CCIIU flexibility to pursue a range of potential targets once market conditions and opportunities align.
The main risks stem from the absence of any operating business today. There is no revenue, no operating cash flow, and very limited liquid assets outside the SPAC structure. The entire value proposition depends on if, when, and how a suitable target is identified, negotiated, and integrated. Competitive deal dynamics, regulatory changes, high redemption levels, or a weak target selection could all significantly impair outcomes. Accumulated losses and thin working capital add to the execution pressure over time.
Looking ahead, financial statements are likely to remain quiet and largely uninformative until CCIIU announces a definitive merger partner. The real inflection point will be the quality, business model, and financial strength of the chosen fintech or financial services target. Until then, the outlook is inherently uncertain and tied more to the sponsor’s deal-making capabilities and the broader fintech and SPAC market environment than to any current operating fundamentals.
About Cohen Circle Acquisition Corp. II Unit
Cohen Circle Acquisition Corp. II focuses on effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. The company was incorporated in 2024 and is based in Philadelphia, Pennsylvania.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 | $305.58K ▲ | $2.28M ▲ | 0% | $0.07 ▲ | $2.28M ▲ |
| Q2-2025 | $0 | $34.15K ▲ | $-34.15K ▼ | 0% | $-0 ▼ | $-34.15K ▼ |
| Q1-2025 | $0 | $5.42K ▼ | $-5.42K ▲ | 0% | $-0 ▲ | $-5.42K ▲ |
| Q4-2024 | $0 | $15.82K | $-15.82K | 0% | $-0 | $-15.82K |
What's going well?
The company posted a strong profit this quarter, reversing last quarter's loss. Cash or investments are generating significant interest income, boosting the bottom line.
What's concerning?
There is still no revenue from actual business activity, and operating losses are growing. The profit is not from the core business, but from a large, possibly one-off, interest income.
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.75M | $257.56M | $10.86M | $246.7M |
What's financially strong about this company?
The company has no debt, a huge equity cushion, and almost all its assets are in liquid investments. There are no signs of hidden risks or obligations.
What are the financial risks or weaknesses?
Retained earnings are negative, meaning the company has lost money over time. There is also very little cash on hand compared to total assets.
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $2.28M | $-521.04K | $-253M | $255.27M | $1.75M | $-521.04K |
What's strong about this company's cash flow?
The company was able to raise a large amount of cash by issuing new shares, giving it some breathing room for now.
What are the cash flow concerns?
The business is losing cash from operations and is completely dependent on selling stock to keep going. Shareholders are being heavily diluted, and the company has little cash on hand.
5-Year Trend Analysis
A comprehensive look at Cohen Circle Acquisition Corp. II Unit's financial evolution and strategic trajectory over the past five years.
Key positives are a clean, debt-free balance sheet, modest losses, and a straightforward structure typical of an early-stage SPAC. The sponsor team has experience in financial services and fintech, and there is already capital earmarked for a future combination. This gives CCIIU flexibility to pursue a range of potential targets once market conditions and opportunities align.
The main risks stem from the absence of any operating business today. There is no revenue, no operating cash flow, and very limited liquid assets outside the SPAC structure. The entire value proposition depends on if, when, and how a suitable target is identified, negotiated, and integrated. Competitive deal dynamics, regulatory changes, high redemption levels, or a weak target selection could all significantly impair outcomes. Accumulated losses and thin working capital add to the execution pressure over time.
Looking ahead, financial statements are likely to remain quiet and largely uninformative until CCIIU announces a definitive merger partner. The real inflection point will be the quality, business model, and financial strength of the chosen fintech or financial services target. Until then, the outlook is inherently uncertain and tied more to the sponsor’s deal-making capabilities and the broader fintech and SPAC market environment than to any current operating fundamentals.
CEO
Betsy Zubrow Cohen