About Citizens, Inc.
https://www.citizensinc.comCitizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance.
CEO
Jon Scott Stenberg
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2005-12-13 | Forward | 107:100 |
| 2004-11-29 | Forward | 107:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 54
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:3.18M
Value:$16.9M
VANGUARD GROUP INC
Shares:2.44M
Value:$12.96M
CONTINENTAL GENERAL INSURANCE CO
Shares:1.61M
Value:$8.57M
Summary
Showing Top 3 of 82
About Citizens, Inc.
https://www.citizensinc.comCitizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $62.81M ▼ | $14.67M ▼ | $2.42M ▼ | 3.85% ▼ | $0.05 ▼ | $4.67M ▼ |
| Q2-2025 | $65.09M ▲ | $26.18M ▲ | $6.46M ▲ | 9.92% ▲ | $0.13 ▲ | $7.1M ▲ |
| Q1-2025 | $55.65M ▼ | $19.86M ▼ | $-1.62M ▼ | -2.92% ▼ | $-0.03 ▼ | $-1.53M ▼ |
| Q4-2024 | $63.47M ▲ | $27.28M ▲ | $3.62M ▲ | 5.7% ▲ | $0.07 ▲ | $3.89M ▲ |
| Q3-2024 | $61.73M | $26.37M | $2.79M | 4.52% | $0.06 | $3.19M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $53.48M ▲ | $1.74B ▲ | $1.52B ▲ | $225.6M ▼ |
| Q2-2025 | $42.23M ▼ | $1.71B ▲ | $1.48B ▼ | $229.03M ▲ |
| Q1-2025 | $47.9M ▲ | $1.7B ▲ | $1.48B ▲ | $218.14M ▲ |
| Q4-2024 | $20.6M ▼ | $1.69B ▼ | $1.47B ▼ | $210.35M ▲ |
| Q3-2024 | $45.76M | $1.74B | $1.53B | $207.57M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $2.42M ▼ | $4.67M ▲ | $-4.53M ▼ | $307K ▲ | $452K ▼ | $4.61M ▲ |
| Q2-2025 | $6.46M ▲ | $3.47M ▲ | $4.8M ▲ | $-3.95M ▼ | $4.32M ▲ | $3.29M ▲ |
| Q1-2025 | $-1.62M ▼ | $748K ▼ | $-11.43M ▲ | $-231K ▼ | $-10.92M ▼ | $641K ▼ |
| Q4-2024 | $3.62M ▲ | $10.83M ▲ | $-13.84M ▼ | $-98K ▲ | $-3.11M ▼ | $10.72M ▲ |
| Q3-2024 | $2.79M | $9.72M | $-3.13M | $-545K | $6.04M | $9.34M |
Revenue by Products
| Product | Q4-2024 | Q2-2025 | Q1-2025 | Q3-2025 |
|---|---|---|---|---|
 Home Service Insurance Segment | $30.00M ▲ | $10.00M ▼ | $10.00M ▲ | $10.00M ▲ |
 Life Insurance Business Segment | $0 ▲ | $50.00M ▲ | $40.00M ▼ | $50.00M ▲ |
CEO
Jon Scott Stenberg
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2005-12-13 | Forward | 107:100 |
| 2004-11-29 | Forward | 107:100 |
ETFs Holding This Stock
Summary
Showing Top 3 of 54
Ratings Snapshot
Rating : C+
Price Target
Institutional Ownership
BLACKROCK, INC.
Shares:3.18M
Value:$16.9M
VANGUARD GROUP INC
Shares:2.44M
Value:$12.96M
CONTINENTAL GENERAL INSURANCE CO
Shares:1.61M
Value:$8.57M
Summary
Showing Top 3 of 82