Stock Taper 
CIA
$3.84
▼ DOWN 2.04% (-0.08)
KEY STATISTICS
Market Cap$194.13 M
52w High$6.54
52w Low$3.56
Dividend Yield—
Frequency—
P/E17.45
Volume93.30K
Shares Out.50.55M
COMPANY
LEADERSHIP
CHIEF EXECUTIVE
Jon Scott Stenberg
COMPENSATION 2026
Salary$500,000
Stock Awards$450,000
Incentive Plan Pay$460,000
All Other Comp.$77,735
Total$1,487,735
ABOUT
SECTOR
Financial Services
WENT PUBLIC
December 4, 1980
METHOD OF GOING PUBLIC
N/A
FULL TIME EMPLOYEES
245
PRICE TARGET
Target High$3.70
Target Low$3.70
Target Median$3.70
Target Consensus$3.70
UPCOMING EARNINGS
DateNov 5, 2026
DayThursday
Rev. Est.$64.72M
NOV
5
THU
SPLIT RECORD
| DATE | TYPE | RATIO |
|---|---|---|
| 2005-12-13 | Forward | 107:100 |
| 2004-11-29 | Forward | 107:100 |
| 2003-11-26 | Forward | 107:100 |
| 2002-04-29 | Forward | 23:20 |
| 2000-11-29 | Forward | 107:100 |
| 1999-11-29 | Forward | 107:100 |
PRICE
$3.84 ▼ DOWN 2.04% (−$0.08)About Citizens, Inc.
https://www.citizensinc.com ↗Citizens, Inc. offers life, final expense, property, and health insurance products in the U.S. and internationally, serving non-U.S. residents and lower-income households through agents, funeral homes, and independent channels.
INDUSTRY
Insurance - Life
A PRODUCT CITIZENS, INC. IS KNOWN FOR
Superior Choice Final Expense Insurance
Superior Choice, offered through CICA Life Insurance, is a final expense policy providing end-of-life financial security, supporting Citizens, Inc.'s growth through expanded distribution partnerships.
Revenue by Products
| Icon | PRODUCT | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|---|
 | Life Insurance Business Segment | — | $41.29M | $50.79M ▲ | $47.58M ▼ |
 | Home Service Insurance Segment | $28.5M | $14.17M ▼ | $14.12M ▼ | $14.9M ▲ |
ETFS HOLDING THIS STOCK
ETFS HOLDING
53
LISTED HERE
12
RANKED BY POSITION SIZE
INSTITUTIONAL OWNERSHIP
SHARES OWNED
31.82%
HOLDERS
95
TOP 12 OF 95 · RANKED BY POSITION SIZE
Blackrock, Inc.
Continental General Insurance Co
Vanguard Group Inc
Blackrock Fund Advisors
Blackrock Institutional Trust Company, N.A.
Geode Capital Management, LLC
Ubs Group AG
Blackrock Inc.
State Street Corp
First Eagle Investment Management, LLC
Bridgeway Capital Management, LLC
Northern Trust Corp
RATINGS SNAPSHOT
Overall rating: C+
Discounted Cash Flow5
Return On Equity2
Return On Assets2
Debt To Equity1
Price To Earnings1
Price To Book2
Overall Score2
INSIDER TRADES
★
OFFICER: CHIEF INFORMATION OFFICER
Guerrero Paula L
Sale · 796 shares
2026-08-15
★
OFFICER: CHIEF OPERATIONS OFFICER
Lewis Bryon Matthew
Purchase · 2.6K shares
2026-08-15
★
OFFICER: CHIEF INFORMATION OFFICER
Guerrero Paula L
Purchase · 209 shares
2026-07-31
★
OFFICER: CHIEF INFORMATION OFFICER
Guerrero Paula L
Purchase · 167 shares
2026-07-02
SECTORS PEERS
| PEER | PRICE | |
|---|---|---|
 DXYZ | $34.74 | COMPARE |
 CZNC | $25.54 | COMPARE |
 PLBC | $61.83 | COMPARE |
 WSBF | $21.07 | COMPARE |
 LPAA | $10.80 | COMPARE |
 FSBW | $42.85 | COMPARE |
 NODK | $15.21 | COMPARE |