About Cincinnati Financial Corporation
https://www.cinfin.comCincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
CEO
Stephen Michael Spray
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2005-04-04 | Forward | 21:20 |
| 2004-04-28 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 654
Ratings Snapshot
Rating : A
Most Recent Analyst Grades
B of A Securities
Buy
Roth Capital
Buy
Roth MKM
Buy
Keefe, Bruyette & Woods
Outperform
Piper Sandler
Neutral
Grade Summary
Showing Top 5 of 5
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:19.6M
Value:$3.21B
BLACKROCK, INC.
Shares:12.38M
Value:$2.03B
BLACKROCK INC.
Shares:12.35M
Value:$2.02B
Summary
Showing Top 3 of 1,144
About Cincinnati Financial Corporation
https://www.cinfin.comCincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $3.73B ▲ | $773M ▲ | $1.12B ▲ | 30.11% ▲ | $7.18 ▲ | $1.46B ▲ |
| Q2-2025 | $3.25B ▲ | $733M ▲ | $685M ▲ | 21.09% ▲ | $4.38 ▲ | $915M ▲ |
| Q1-2025 | $2.57B ▲ | $726M ▼ | $-90M ▼ | -3.51% ▼ | $-0.58 ▼ | $-68M ▼ |
| Q4-2024 | $2.54B ▼ | $729M ▲ | $405M ▼ | 15.96% ▼ | $2.59 ▼ | $507M ▼ |
| Q3-2024 | $3.32B | $702M | $820M | 24.7% | $5.25 | $1.09B |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $2.46B ▲ | $40.57B ▲ | $25.16B ▲ | $15.41B ▲ |
| Q2-2025 | $2.18B ▼ | $38.84B ▲ | $24.54B ▲ | $14.3B ▲ |
| Q1-2025 | $2.23B ▼ | $37.28B ▲ | $23.56B ▲ | $13.72B ▼ |
| Q4-2024 | $17.46B ▲ | $36.5B ▼ | $22.57B ▼ | $13.94B ▲ |
| Q3-2024 | $2.95B | $37.01B | $23.2B | $13.8B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $1.12B ▲ | $1.11B ▲ | $-403M ▲ | $-246M ▼ | $465M ▲ | $1.12B ▲ |
| Q2-2025 | $685M ▲ | $741M ▲ | $-556M ▼ | $-200M ▲ | $-15M ▼ | $737M ▲ |
| Q1-2025 | $-90M ▼ | $310M ▼ | $-58M ▲ | $-225M ▼ | $27M ▲ | $307M ▼ |
| Q4-2024 | $405M ▼ | $642M ▼ | $-1.21B ▼ | $-204M ▼ | $-769M ▼ | $638M ▼ |
| Q3-2024 | $820M | $912M | $251M | $-182M | $981M | $906M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
 Commercial Lines Insurance | $1.16Bn ▲ | $1.18Bn ▲ | $1.21Bn ▲ | $1.23Bn ▲ |
 Excess and Surplus Lines Insurance | $170.00M ▲ | $160.00M ▼ | $170.00M ▲ | $170.00M ▲ |
 Life Insurance Product Line | $80.00M ▲ | $80.00M ▲ | $90.00M ▲ | $80.00M ▼ |
 Personal Lines Insurance | $730.00M ▲ | $700.00M ▼ | $810.00M ▲ | $840.00M ▲ |
Revenue by Geography
| Region | Q4-2011 | Q1-2012 |
|---|---|---|
 Other | $0 ▲ | $0 ▲ |
CEO
Stephen Michael Spray
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2005-04-04 | Forward | 21:20 |
| 2004-04-28 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 654
Ratings Snapshot
Rating : A
Most Recent Analyst Grades
B of A Securities
Buy
Roth Capital
Buy
Roth MKM
Buy
Keefe, Bruyette & Woods
Outperform
Piper Sandler
Neutral
Grade Summary
Showing Top 5 of 5
Price Target
Institutional Ownership
VANGUARD GROUP INC
Shares:19.6M
Value:$3.21B
BLACKROCK, INC.
Shares:12.38M
Value:$2.03B
BLACKROCK INC.
Shares:12.35M
Value:$2.02B
Summary
Showing Top 3 of 1,144