About Flagstar Financial, Inc.
https://www.flagstar.comFlagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.

CEO
Joseph Otting
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-02-18 | Forward | 4:3 |
| 2003-05-22 | Forward | 4:3 |
ETFs Holding This Stock
Summary
Showing Top 3 of 185
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades

DA Davidson
Buy

Citigroup
Buy

Barclays
Overweight

Cantor Fitzgerald
Overweight

Stephens & Co.
Equal Weight

JP Morgan
Neutral
Grade Summary
Showing Top 6 of 8
Price Target
Institutional Ownership

LIBERTY 77 CAPITAL L.P.
Shares:75M
Value:$964.5M

BLACKROCK, INC.
Shares:44.84M
Value:$576.6M

REVERENCE CAPITAL PARTNERS, L.P.
Shares:35.98M
Value:$462.72M
Summary
Showing Top 3 of 385
About Flagstar Financial, Inc.
https://www.flagstar.comFlagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $455M ▼ | $237M ▼ | $-36M ▲ | -7.91% ▼ | $-0.11 ▲ | $13M ▲ |
| Q2-2025 | $1.22B ▼ | $513M ▼ | $-70M ▲ | -5.74% ▲ | $-0.19 ▲ | $-44M ▲ |
| Q1-2025 | $1.24B ▼ | $532M ▼ | $-100M ▲ | -8.04% ▲ | $-0.26 ▲ | $-82M ▲ |
| Q4-2024 | $1.43B ▼ | $629M ▼ | $-188M ▲ | -13.12% ▲ | $-0.55 ▲ | $-193M ▲ |
| Q3-2024 | $1.65B | $716M | $-280M | -17% | $-0.79 | $-286M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $8.48B ▲ | $91.67B ▼ | $83.56B ▼ | $8.11B ▲ |
| Q2-2025 | $8.1B ▼ | $92.24B ▼ | $84.14B ▼ | $8.1B ▼ |
| Q1-2025 | $25.44B ▼ | $97.63B ▼ | $89.47B ▼ | $8.15B ▼ |
| Q4-2024 | $25.83B ▲ | $100.16B ▼ | $91.99B ▼ | $8.17B ▼ |
| Q3-2024 | $23.36B | $114.37B | $105.8B | $8.57B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $-36M ▲ | $243M ▼ | $757M ▲ | $-612M ▲ | $388M ▲ | $233M ▼ |
| Q2-2025 | $-70M ▲ | $355M ▲ | $589M ▲ | $-5.42B ▼ | $-4.48B ▼ | $348M ▲ |
| Q1-2025 | $-100M ▲ | $-590M ▼ | $-425M ▼ | $-1.9B ▲ | $-2.91B ▲ | $-602M ▼ |
| Q4-2024 | $-188M ▲ | $623M ▲ | $4.45B ▼ | $-12.67B ▼ | $-7.59B ▼ | $620M ▲ |
| Q3-2024 | $-280M | $-1.04B | $9.83B | $-4.69B | $4.09B | $-1.01B |

CEO
Joseph Otting
Compensation Summary
(Year )
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2004-02-18 | Forward | 4:3 |
| 2003-05-22 | Forward | 4:3 |
ETFs Holding This Stock
Summary
Showing Top 3 of 185
Ratings Snapshot
Rating : B-
Most Recent Analyst Grades

DA Davidson
Buy

Citigroup
Buy

Barclays
Overweight

Cantor Fitzgerald
Overweight

Stephens & Co.
Equal Weight

JP Morgan
Neutral
Grade Summary
Showing Top 6 of 8
Price Target
Institutional Ownership

LIBERTY 77 CAPITAL L.P.
Shares:75M
Value:$964.5M

BLACKROCK, INC.
Shares:44.84M
Value:$576.6M

REVERENCE CAPITAL PARTNERS, L.P.
Shares:35.98M
Value:$462.72M
Summary
Showing Top 3 of 385




