About German American Bancorp, Inc.
https://www.germanamerican.comGerman American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations.

CEO
D. Neil Dauby CPA
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2017-04-24 | Forward | 3:2 |
| 2003-11-26 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 117
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:2.71M
Value:$107.91M

BLACKROCK INC.
Shares:2.34M
Value:$93.28M

VANGUARD GROUP INC
Shares:2.19M
Value:$87.38M
Summary
Showing Top 3 of 209
About German American Bancorp, Inc.
https://www.germanamerican.comGerman American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $126.53M ▲ | $49.7M ▲ | $35.07M ▲ | 27.72% ▲ | $0.94 ▲ | $48.92M ▲ |
| Q2-2025 | $123.17M ▲ | $49.52M ▼ | $31.36M ▲ | 25.46% ▲ | $0.86 ▲ | $43.97M ▲ |
| Q1-2025 | $111.06M ▲ | $52.78M ▲ | $10.52M ▼ | 9.47% ▼ | $0.3 ▼ | $17.08M ▼ |
| Q4-2024 | $90.67M ▲ | $35.84M ▼ | $23.21M ▲ | 25.6% ▲ | $0.78 ▲ | $31M ▲ |
| Q3-2024 | $88.45M | $36.13M | $21.05M | 23.8% | $0.71 | $27.94M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $1.25B ▲ | $8.4B ▲ | $7.28B ▲ | $1.12B ▲ |
| Q2-2025 | $1.22B ▲ | $8.28B ▼ | $7.21B ▼ | $1.07B ▲ |
| Q1-2025 | $1.19B ▲ | $8.42B ▲ | $7.37B ▲ | $1.05B ▲ |
| Q4-2024 | $1.12B ▼ | $6.3B ▲ | $5.58B ▲ | $715.07M ▼ |
| Q3-2024 | $1.63B | $6.26B | $5.52B | $744.56M |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $35.07M ▲ | $51.8M ▲ | $-55.22M ▲ | $58.92M ▲ | $55.5M ▲ | $50.15M ▲ |
| Q2-2025 | $31.36M ▲ | $26.92M ▼ | $-100.29M ▼ | $-168.77M ▼ | $-242.14M ▼ | $26.16M ▼ |
| Q1-2025 | $10.52M ▼ | $37.93M ▲ | $210.83M ▲ | $4.75M ▼ | $253.5M ▲ | $36.67M ▲ |
| Q4-2024 | $23.21M ▲ | $28.69M ▲ | $-91.16M ▲ | $55.7M ▲ | $-6.76M ▲ | $28.04M ▲ |
| Q3-2024 | $21.05M | $24.51M | $-145.45M | $-12.83M | $-133.76M | $23.03M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Interchange Fee Income | $10.00M ▲ | $0 ▼ | $10.00M ▲ | $10.00M ▲ |
Service Charge on Deposit Accounts | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
Wealth Management Fees | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
Insurance Revenue | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |

CEO
D. Neil Dauby CPA
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2017-04-24 | Forward | 3:2 |
| 2003-11-26 | Forward | 21:20 |
ETFs Holding This Stock
Summary
Showing Top 3 of 117
Ratings Snapshot
Rating : B+
Most Recent Analyst Grades
Grade Summary
Showing Top 2 of 2
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:2.71M
Value:$107.91M

BLACKROCK INC.
Shares:2.34M
Value:$93.28M

VANGUARD GROUP INC
Shares:2.19M
Value:$87.38M
Summary
Showing Top 3 of 209






