About United Bankshares, Inc.
https://www.ubsi-inc.comUnited Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking.

CEO
Richard Matthew Adams Jr.,
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-03-30 | Forward | 2:1 |
| 1988-02-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 243
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:20.3M
Value:$822.8M

BLACKROCK INC.
Shares:19.35M
Value:$784.22M

VANGUARD GROUP INC
Shares:14.72M
Value:$596.4M
Summary
Showing Top 3 of 489
About United Bankshares, Inc.
https://www.ubsi-inc.comUnited Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking.
Income Statement
| Period | Revenue | Operating Expense | Net Income | Net Profit Margin | Earnings Per Share | EBITDA |
|---|---|---|---|---|---|---|
| Q3-2025 | $474.94M | $147.52M | $130.75M | 27.53% | $0.92 ▲ | $164.48M |
| Q3-2025 | $474.94M ▲ | $147.52M ▲ | $130.75M ▲ | 27.53% ▲ | $-1.44 ▼ | $164.48M ▲ |
| Q2-2025 | $452.05M ▲ | $147.42M ▼ | $120.72M ▲ | 26.71% ▲ | $0.85 ▲ | $152.09M ▲ |
| Q1-2025 | $432.61M ▲ | $152.98M ▲ | $84.31M ▼ | 19.49% ▼ | $0.59 ▼ | $106.93M ▼ |
| Q4-2024 | $404.47M | $133.29M | $94.41M | 23.34% | $0.7 | $121.06M |
Balance Statement
| Period | Cash & Short-term | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|
| Q3-2025 | $2.82B ▲ | $33.41B ▲ | $27.96B ▲ | $5.45B ▲ |
| Q2-2025 | $2.61B ▼ | $32.78B ▼ | $27.42B ▼ | $5.36B ▲ |
| Q1-2025 | $2.86B ▲ | $32.79B ▲ | $27.47B ▲ | $5.31B ▲ |
| Q4-2024 | $2.55B ▼ | $30.02B ▲ | $25.03B ▲ | $4.99B ▲ |
| Q3-2024 | $5.15B | $29.86B | $24.9B | $4.97B |
Cash Flow Statement
| Period | Net Income | Cash From Operations | Cash From Investing | Cash From Financing | Net Change | Free Cash Flow |
|---|---|---|---|---|---|---|
| Q3-2025 | $0 | $150.64M ▲ | $-402.77M ▼ | $456.16M ▲ | $204.03M ▲ | $158.7M ▲ |
| Q2-2025 | $0 | $89.36M ▼ | $-255.15M ▼ | $-129.71M ▼ | $-295.49M ▼ | $85.2M ▼ |
| Q1-2025 | $0 | $119.98M ▼ | $-18.67M ▼ | $216.63M ▲ | $317.94M ▼ | $116.09M ▼ |
| Q4-2024 | $0 | $136.28M ▲ | $165.91M ▼ | $81.22M ▲ | $383.41M ▲ | $133.48M ▲ |
| Q3-2024 | $0 | $123.62M | $185.46M | $-259.11M | $49.97M | $122.03M |
Revenue by Products
| Product | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 |
|---|---|---|---|---|
Credit Card | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Deposit Account | $20.00M ▲ | $10.00M ▼ | $10.00M ▲ | $10.00M ▲ |
Fiduciary and Trust | $10.00M ▲ | $10.00M ▲ | $0 ▼ | $10.00M ▲ |
Financial Service Other | $0 ▲ | $0 ▲ | $0 ▲ | $0 ▲ |
Mortgage Banking | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |
Service Other | $10.00M ▲ | $0 ▼ | $0 ▲ | $0 ▲ |

CEO
Richard Matthew Adams Jr.,
Compensation Summary
(Year 2024)
Split Record
| Date | Type | Ratio |
|---|---|---|
| 1998-03-30 | Forward | 2:1 |
| 1988-02-16 | Forward | 2:1 |
ETFs Holding This Stock
Summary
Showing Top 3 of 243
Ratings Snapshot
Rating : A-
Most Recent Analyst Grades
Grade Summary
Showing Top 3 of 3
Price Target
Institutional Ownership

BLACKROCK, INC.
Shares:20.3M
Value:$822.8M

BLACKROCK INC.
Shares:19.35M
Value:$784.22M

VANGUARD GROUP INC
Shares:14.72M
Value:$596.4M
Summary
Showing Top 3 of 489







